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Card Benefits and Features

Know more about the card

Card Management & Controls

  • Single Interface 

One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans

  • Spends tracking 

Simple interface to track all your spends

  • Reward Points 

View and redeem points at the push of a button

Card Management and Controls:

More Rewards with PayZapp

  • Link your HDFC Bank Platinum Plus Credit Card on PayZapp

  • Earn Additional CashBack along with the card Reward Points on Utility Bills, Mobile Recharges and more.

  • Get ₹1,000 CashBack on Shopping in-app over 200 plus brands

  • Securely pay without the hassle of OTPs with ‘Swipe to Pay’ 

More Rewards with PayZapp

​Fees and Renewal

  • An interest at the rate of 3.49% will be charged on any outstanding amount carried forward beyond the bill's due date.
  • A 2.5% fee with a minimum of ₹500 will be applicable on all cash withdrawals from the card.
Fees and Charges

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Terms and Conditions

Frequently Asked Questions

Platinum Plus Credit Card India is a feature-rich Credit Card that offers exclusive benefits, rewards, and privileges to its cardholders. It provides a range of value-added services designed to enhance your lifestyle. 

The Platinum Plus Credit Card online offers various benefits including rewards on your spending, zero liability on lost cards, an interest-free credit period, convenient bill payment options, and robust security features.

No, the Platinum Plus Credit Card is not free. It comes with an annual fee and applicable taxes. However, the benefits and rewards you receive outweigh the nominal fee.

  • Unlock a world of convenience and rewards with your HDFC Bank Plus Platinum Credit Card perks.
  • Enjoy seamless transactions across millions of merchants worldwide.
  • Make contactless payments for quick and hassle-free transactions.

We are currently not accepting new applications for the HDFC Bank Platinum Plus Credit Card.
However, you can explore a range of other credit cards that may suit your needs. Click here to view our available options and find the right card for you.