Shoppers Stop HDFC Bank Credit Card

• Redeem Reward Points on NetBanking where 1 Reward Point = ₹1 Rupee when redeemed against Shoppers Stop vouchers.
• For other options please refer the table below:

• Accrual of Reward Points on Grocery Spends will be capped at 1,000 points per month per customer.
• No Reward Points accrual on Spends made on Rental and Government category payments.
• 1% Fees to be charged on rental transactions - from the 2nd rental transaction done every calendar month.
• 1% Mark-Up charges to be applied on all International DCC transactions.

Reward Points Validity

• Reward Points are valid for 2 years.  

Zero Lost Card Liability

• Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre. 

• You have the option to convert big spends into SmartEMI, after purchases on your Shoppers Stop HDFC Bank Credit Card. 

• Enjoy attractive interest rates and conveniently repay over 9 to 36 months.

• Get credit into your HDFC Bank Account in seconds. 

• The loan is pre-approved so no documentation is required. 

The Shoppers Stop HDFC Bank Credit Card offers revolving credit at a nominal interest rate. 

• Revolving credit allows you to use a line of credit up to a specified limit without a fixed number of payments. 

• You have the flexibility to use the funds as needed and only pay interest on the amount used. 

• This facility ensures continuous access to funds, making it a valuable emergency cash reserve for unexpected financial challenges. 

• The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
  
• Click here to access all important links related to your Credit Card.
  
• Click here to view Card Member Agreement Details.
• Click here for product specific T&C

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

• 1. Website
  You can quickly apply online by clicking here.
• 2. NetBanking
  If you're an existing HDFC Bank customer, simply log in to NetBanking and apply from the ‘Cards’ section.
• 3. HDFC Bank Branch
  Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.

Shoppers Stop Credit Card- Value Chart

Now save 2.95% and more on your annual spends using Shoppers Stop HDFC Bank Credit card

*Assuming annual SS spends includes 5 weekend visits (once in a month five times in a year) and bill value should be >=15k

**Assuming standard market rates for Lounge access

**Spends are indicative and may vary for different customers