Shoppers Stop Credit Card

What's in store for you

PPF Account

Shoppers Stop Savings Calculator (Mass)

Your gateway to premium shopping privileges.

Tell us how much you spend on :

₹
₹ 0₹ 10,00,000
₹
₹ 0₹ 10,00,000
card
Your total monthly spends are

₹ 3,20,000

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Please update your expenses
You can save up to

₹ 3,20,000 Annually

Apply Now Detailed Summary

The savings mentioned are estimates and actual savings may vary based on the individual spending pattern.

One-time GIF
One-time GIF

Detailed benefits break-up

Get cashback benefits on your Shoppers Stop spends.

₹2,500

Get Shoppers Stop welcome voucher.

₹2,500

Get complimentary Shoppers Stop Silver Edge membership.

₹2,500

Get Weekend offer on spends of single purchase of ₹15,000.

₹2,500

Get cashback benefits on other spends.

₹2,500

Apply Now

More benefits than ever before

Shopping Benefits

  • Reward Points worth ₹500 per month for a purchase of ₹15,000 or above on weekends at Shoppers Stop.

Reward Benefits

  • 3% Reward Points on every Shopper Stop purchase

Welcome Benefits

  • ₹500 worth of Shoppers Stop voucher from Shoppers Stop, redeemable on any transaction at Shoppers Stop store* via your Shoppers Stop HDFC Bank Credit Card

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Additional Benefits

Wondering if you are eligible?

Salaried

  • Nationality: Indian
  • Age: 21 – 60 years
  • Income (Monthly) - ₹20,000

Self Employed

  • Nationality: Indian
  • Age: 21 – 65 years
  • Annual ITR > ₹6,00,000
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Save up to ₹5,700 * annually with Shoppers Stop HDFC Bank Credit Card

Calculate Now
Shoppers Stop Credit Card

Documents required to get you started

Identity Proof 

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs

Address Proof 

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof 

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

Apply Now in 3 Easy Steps:

The Steps are:

  • Step 1 - Provide & validate your Phone Number & Date of Birth/PAN
  • Step 2 - Confirm your details
  • Step 3 - Select your Card
  • Step 4 - Submit & Receive your Card*

*In certain cases, uploading documents and completing video KYC might be required.

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Know more about the card

Card Control via MyCards

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of your Regalia Gold Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

  • Credit Card Registration and Activation
  • Set up your Card PIN
  • Manage Card Controls like Online Spends, Contactless Transactions
  • View Transactions / Download e-Statements
  • Check Reward Points
  • Block/ Re-Issue Your Card
  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card
  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans 
  • Spends tracking
    Simple interface to track all your spends
  • Reward Points
    View and redeem points at the push of a button
Card Reward and Redemption Program

Fees & Charges

  • Joining/Renewal Membership Fee – ₹299/- + Applicable Taxes

Click here to view details of Shoppers Stop HDFC Bank Credit Card Fees and Charges.

Card Reward and Redemption Program

Card Reward and Redemption

  • Redeem Reward Points on SmartBuy or NetBanking where 1 Reward Point = ₹1 Rupee when redeemed against Shoppers Stop vouchers.
  • For other options please refer the table below:
Avenue of Redemption 1 Reward Point Value
Product Catalogue 0.25
Cash Back 0.20
Airmiles 0.25
Unified SmartBuy (Flights/Hotels) 0.20
Card Reward and Redemption Program

Redemption Limit (From 1st Jan, 2023)

  • Accrual of Reward Points on Grocery Spends will be capped at 1,000 points per month per customer.
  • No Reward Points accrual on Spends made on Rental and Government category payments.
  • 1% Fees to be charged on rental transactions - from the 2nd rental transaction done every calendar month.
  • 1% Mark-Up charges to be applied on all International DCC transactions.
Redemption Limit (From 1st Jan, 2023)

Additional Features

Reward Points Validity

  • Reward Points are valid for 2 years.  

Zero Lost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre. 

Reward Points Validity

Smart EMI

  • You have the option to convert big spends into SmartEMI, after purchases on your Shoppers Stop HDFC Bank Credit Card. 

  • Enjoy attractive interest rates and conveniently repay over 9 to 36 months.

  • Get credit into your HDFC Bank Account in seconds. 

  • The loan is pre-approved so no documentation is required. 

Contactless Payment

Revolving Credit

The Shoppers Stop HDFC Bank Credit Card offers revolving credit at a nominal interest rate. 

  • Revolving credit allows you to use a line of credit up to a specified limit without a fixed number of payments. 

  • You have the flexibility to use the funds as needed and only pay interest on the amount used. 

  • This facility ensures continuous access to funds, making it a valuable emergency cash reserve for unexpected financial challenges. 

Zero Cost Card Liability

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
  • Click here to access all important links related to your Credit Card.
  • Click here to view Card Member Agreement Details.
Revolving Credit

Application Channels

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

  • 1. Website
    You can quickly apply online by clicking here.
  • 2. NetBanking
    If you're an existing HDFC Bank customer, simply log in to NetBanking and apply from the ‘Cards’ section.
  • 3. HDFC Bank Branch
    Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.
Revolving Credit

Value Chart for Customers

Shoppers Stop Credit Card- Value Chart

Reward Point Categories Spends Category Avg Monthly Spends Annual Spends Annual Savings
3% Back as Reward Points for Spends in Shoppers Stop SS spend 5000 60000 1800
SS welcome voucher - - 500
SS Silver membership - - 350
Weekend offer* 15000 75000 4250
Total 20000 135000 6900
  Total savings on Shoppers Stop Spends     5.1%
1% Back as Reward Points on All other spends Includes Groceries, Hotel and flights, Dining etc 10000 120000 1200
  Total savings on all other spends     1.00%
1% Fuel Surcharge Waiver (250/ statement cycle) Fuel 2500 30000 300
TOTAL   32500 285000 8400
Overall Savings Potential       2.95%

Now save 3% and more on your annual spends using Shoppers Stop HDFC Bank Credit card

*Assuming annual SS spends includes 4 weekend visits with each bill value >15k

**Spends are indicative and may vary for different customers

Card Reward and Redemption Program

Frequently Asked Questions

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