Shoppers Stop Credit Card

Shoppers Stop Savings Calculator (Mass)

Your gateway to premium shopping privileges.

Tell us how much you spend on :

₹ 0₹ 10,00,000
₹ 0₹ 10,00,000
card
Your total monthly spends are

3,20,000

Please update your expenses
You can save up to

3,20,000 Annually

The savings mentioned are estimates and actual savings may vary based on the individual spending pattern.

One-time GIF
One-time GIF

Detailed benefits break-up

Get cashback benefits on your Shoppers Stop spends.

2,500

Get Shoppers Stop welcome voucher.

2,500

Get complimentary Shoppers Stop Silver Edge membership.

2,500

Get Weekend offer on spends of single purchase of ₹15,000.

2,500

Get cashback benefits on other spends.

2,500

More benefits than ever before

Shopping Benefits

  • Reward Points worth ₹500 per month for a purchase of ₹15,000 or above on weekends at Shoppers Stop.

Reward Benefits

  • 3% Reward Points on every Shopper Stop purchase

Welcome Benefits

  • ₹500 worth of Shoppers Stop voucher from Shoppers Stop, redeemable on any transaction at Shoppers Stop store* via your Shoppers Stop HDFC Bank Credit Card

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Additional Benefits

Wondering if you are eligible?

Salaried

  • Nationality: Indian
  • Age: 21 – 60 years
  • Income (Monthly) - ₹20,000

Self Employed

  • Nationality: Indian
  • Age: 21 – 65 years
  • Annual ITR > ₹6,00,000
Print

Save big every year—just like countless Shoppers Stop HDFC Bank Credit Card holders.

Shoppers Stop Credit Card

Documents required to get you started

Identity Proof 

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs

Address Proof 

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof 

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

Apply Now in 3 Easy Steps:

The Steps are:

  • Step 1 - Provide & validate your Phone Number & Date of Birth/PAN
  • Step 2 - Confirm your details
  • Step 3 - Select your Card
  • Step 4 - Submit & Receive your Card*

*In certain cases, uploading documents and completing video KYC might be required.

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Know more about the card

Credit Card Management & Controls

    Netbanking

    To enable card controls for your HDFC Bank Credit Card through NetBanking, follow these steps:

    1. Log in to HDFC Bank NetBanking using your Customer ID.

    2. Go to the Cards Tab >Select the card > Click Manage card>Manage Domestic and International Limits.

    3. You will be able to view your existing daily domestic and international usage limits.

    4. Enable or disable Online, Contactless, and International usage based on your preference.

    5. Click ‘Update’, enter the OTP received on your registered mobile number, and then click ‘Continue’.

    6. Your selected card controls will be updated instantly.

    Mobile Banking

    To enable card controls for your HDFC Bank Credit Card conveniently through our HDFC Bank MobileBanking App, follow these steps:

    1. Open the HDFC Bank MobileBanking App and log in using your credentials.

    2. Go to the ‘Cards’ section from the menu.

    3. Select the HDFC Bank Credit Card for which you want to enable card controls.

    4. Click ‘Manage Limits’, then enable/disable transaction types such as Online Transactions, Contactless Payments, and International Usage, or set transaction limits according to your preference.

    5. Click ‘Update’ to confirm your changes and enter your MPIN. The updated card control settings will be applied instantly.

    For more detailed management, you can also use our MyCards platform at https://mycards.hdfc.bank.in/ which offers a seamless experience without the need for passwords or downloads.

    MyCards

    To enable card controls for your HDFC Bank Credit Card via MyCards, follow these steps:

    1. Visit the MyCards portal- https://mycards.hdfc.bank.in/ on your desktop or mobile.

    2. Log in using your registered mobile number and the OTP received.

    3. For first-time users, enter the last four digits of your card.

    4. On the card homepage, click the ‘Card Control’ tab.

    5. Enable/disable features such as Online Transactions, Contactless Transactions, International Usage, and set usage limits as per your preference.

    6. Confirm your settings, and the changes will be applied instantly.

    PayZapp

    You can conveniently enable card controls for your HDFC Bank Credit Card through PayZapp by following these steps:

    1. Open the PayZapp app and log in using your credentials.

    2. On the homepage, tap the ‘MyCards’ tab> Select ‘Go to MyCards’.

    3. Log in using your registered mobile number and the OTP sent to your mobile.

    4. If you are a first-time user, enter the last four digits of your HDFC Bank Credit Card.

    5. On the card homepage, tap the ‘Card Control’ tab.

    6. Enable or disable features such as Online Transactions, Contactless Transactions, and International Usage, or set usage limits according to your preference.

    7. Confirm your settings. The updated card control settings will be applied instantly.

    WhatsApp Banking

    To enable card controls for your HDFC Bank Credit Card using WhatsApp Banking, follow the steps given below:

    1. Add HDFC Bank’s official WhatsApp number – 7070022222– to your contacts.

    2. Send the text "Credit Card" to this number.

    3. You will receive a reply with options. Choose the option “Manage My Card”

    4. You will receive a reply with options to select “Domestic / International/ Enhance limits”

    5. Choose the option you want to enable, such as Domestic Online Transactions, Contactless Transactions, or International Transactions.

    6. Enter the transaction limit you want to set. An OTP will be sent to your registered mobile number. Enter the OTP to confirm the change.

    7. Enter the last 4 digits of your Credit Card number.

    8. The current status of the selected transaction type will be shown as Enabled.

    IVR

    To enable or modify your HDFC Bank Credit Card controls and transaction limits, you can contact HDFC Bank's toll-free numbers:

  • Toll-free numbers: 1800 1600 or 1800 2600 (available from 8 am to 8 pm)
  • For overseas travel assistance: 022-61606160
  • By contacting our toll-free numbers, you can enable/modify limits for Domestic, International, Online, Contactless, ATM, and POS transactions on your Debit or Credit Card.

Card Reward and Redemption Program

Fees & Charges

  • Joining/Renewal Membership Fee – ₹299/- + Applicable Taxes

Click here to view details of Shoppers Stop HDFC Bank Credit Card Fees and Charges.

Card Reward and Redemption Program

Card Reward and Redemption

  • Redeem Reward Points on NetBanking where 1 Reward Point = ₹1 Rupee when redeemed against Shoppers Stop vouchers.
  • For other options please refer the table below:
Avenue of Redemption 1 Reward Point Value
Product Catalogue 0.25
Cash Back 0.20
Airmiles 0.25
Unified SmartBuy (Flights/Hotels) 0.20
Card Reward and Redemption Program

Redemption Limit (From 1st Jan, 2023)

  • Accrual of Reward Points on Grocery Spends will be capped at 1,000 points per month per customer.
  • No Reward Points accrual on Spends made on Rental and Government category payments.
  • 1% Fees to be charged on rental transactions - from the 2nd rental transaction done every calendar month.
  • 1% Mark-Up charges to be applied on all International DCC transactions.
Redemption Limit (From 1st Jan, 2023)

Additional Features

Reward Points Validity

  • Reward Points are valid for 2 years.  

Zero Lost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre. 

Reward Points Validity

Smart EMI

  • You have the option to convert big spends into SmartEMI, after purchases on your Shoppers Stop HDFC Bank Credit Card. 

  • Enjoy attractive interest rates and conveniently repay over 9 to 36 months.

  • Get credit into your HDFC Bank Account in seconds. 

  • The loan is pre-approved so no documentation is required. 

Contactless Payment

Revolving Credit

The Shoppers Stop HDFC Bank Credit Card offers revolving credit at a nominal interest rate. 

  • Revolving credit allows you to use a line of credit up to a specified limit without a fixed number of payments. 

  • You have the flexibility to use the funds as needed and only pay interest on the amount used. 

  • This facility ensures continuous access to funds, making it a valuable emergency cash reserve for unexpected financial challenges. 

Zero Cost Card Liability

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
  • Click here to access all important links related to your Credit Card.
  • Click here to view Card Member Agreement Details.
  • Click here for product specific T&C
Revolving Credit

Application Channels

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

  • 1. Website
    You can quickly apply online by clicking here.
  • 2. NetBanking
    If you're an existing HDFC Bank customer, simply log in to NetBanking and apply from the ‘Cards’ section.
  • 3. HDFC Bank Branch
    Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.
Revolving Credit

Value Chart for Customers

Shoppers Stop Credit Card- Value Chart

Reward Points Categories Spends Category Avg Monthly Spends Annual Spend  Savigs
3% Back as Reward Points for Spends in Shoppers Stop SS spend 5000 60000 1800
SS welcome voucher - - 500
SS Silver membership - - 350
Weekend offer* 15000 75000 4250
Total 20000 135000 6900
Total savings on Shoppers Stop spends     5.1%
 
1% Back as Reward Points on All other spends Includes Groceries, Hotel and flights, Dining etc 10000 120000 1200
Total savings on all other spends     1.00%
1% Fuel Surcharge Waiver (250/ Statement cycle) Fuel 2500 30000 300
TOTAL   32500 285000 8400
Overall Savings Potential       2.95%

Now save 2.95% and more on your annual spends using Shoppers Stop HDFC Bank Credit card

*Assuming annual SS spends includes 5 weekend visits (once in a month five times in a year) and bill value should be >=15k

**Assuming standard market rates for Lounge access

**Spends are indicative and may vary for different customers

Card Reward and Redemption Program

For More Frequently Asked Questions

Swipe. Shop. Shine

  • 3% RPs on every Shoppers Stop Spend
  • Worth 500 Welcome Benefit
  • Free Silver edge Membership
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