Doctors Superia Credit Card

Card Benefits and Features

Know more about the card

Card Management & Controls

  • One unified platform for managing Credit Cards, Debit Cards, FASTag and Business Loans.
  • Simple, intuitive interface to monitor and manage all your business expenses.
  • Effortlessly view and redeem reward points with just a click.
Card Management & Controls

Additional Benefits

  • Zero Lost card liability
    If you lose your Card, report it immediately to 24-hour call centre. After reporting the loss, you have zero liability on any fraudulent transactions made with your card.
  • Revolving Credit
    Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
  • Interest free credit
    Avail up to 50 interest free days from the date of purchase (subject to the submission of the charge by the Merchant).
Card Reward and Redemption Program

Dining Benefits

  • Your HDFC Bank Doctor’s Superia Credit Card gives you tons of reasons to dine out. Enjoy 50% more reward points* when you dine. Now every meal will be more rewarding.
  • *50% more Reward Points are offered to the Cardholders only on those transactions which are classified under the 'Restaurant' Merchant Category Code (MCC) as defined by VISA/ MasterCard. Merchant Category Code (MCC) classified under 'Hotel' categories will not qualify for 50% more Reward Points.
Dining Benefits

Rewards Validity & Redemption

  • Redemption

Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. (100 AirMiles = 667 Reward Points) 
You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate. Please click here for further details.

Only retail purchases qualify for Reward Points. Cash advance, fees and other charges do not accrue any reward points. Transaction amounts less than ₹ 150 will not accrue any Reward Points.

  • Reward points validity

Reward points are valid only for 2 years from the date of accumulation. 
For example: if you receive reward points in May 2015, same will expire in May 2017.

Rewards Validity & Redemption

Fees & Charges

  • Joining / Annual membership Fee: ₹1,000
  • Please click here to view the fees and charges applicable on your Doctor's Superia Credit Card.

Goods and Services Tax (GST)

  • Effective 1st July 2017 Service Tax, KKC & SBC of 15% is replaced by Goods & Service Tax (GST) at 18%
  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS (Point of Sale) is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.
Fees & Charges

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

To apply for the Doctors Superia Credit Card follow these steps:

Existing HDFC Bank Account holders

  • Download the application form  
  •  Fill in your details and drop it off at your local HDFC Bank branch  
  • We'll handle the rest and send the card to your mailing address.  

Non-HDFC Bank Account holders  

  • Download the Account Opening form  
  • Fill it out, including the Doctors Superia Credit Card application  
  • Submit it to your nearest HDFC Bank branch, and we'll assist with the rest

The credit limit of the Doctor's Superia Card will be determined based on various factors such as income and creditworthiness. The specific credit limit will be communicated to you after your application has been processed and approved.

Yes, the Doctor's Superia Card provides unlimited airport lounge access to 1,000 plus lounges in India for both primary and add-on card members.

The documents required to apply for the Doctor's Superia Card include proof of identity (Aadhaar Card, PAN Card), proof of address (latest utility bill, passport), and income proof (latest salary slips for salaried individuals, income tax returns for self-employed individuals).

The HDFC Bank Doctors Superia Credit Card offers benefits tailored for medical professionals, including accelerated reward points on medical spends, exclusive healthcare privileges, complimentary lounge access, and insurance coverages, making it a valuable financial tool for doctors.

The Doctor's Superia Card is a Credit Card exclusively designed for doctors, providing them with a range of benefits and rewards tailored to their needs.