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Card Benefits and Features

More about the card

Card Management and Controls

  • Single Interface 

One unified platform for Credit Cards, Debit Cards, Fastag and Consumer Durable Loans  

  • Spends tracking 

Simple interface to track all your spends 

  • Reward Points 

View and redeem points at the push of a button

Card Management and Controls

Credit & Safety

  • The offer is subject to the submission of the charge by the merchant.

  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.

Credit & Safety

More Rewards with PayZapp

  • Link your HDFC Bank Platinum Edge Credit Card on PayZapp -

  • Earn Additional CashBack along with the card Reward Points on Utility Bills, Mobile Recharges & more.

  • Get ₹1,000 CashBack on Shopping in-app over 200+ brands

  • Securely pay without the hassle of OTPs with ‘Swipe to Pay’

More Rewards with PayZapp

Fees & Renewal

  • On annual spends of ₹50,000 or more, get the renewal fee waived off on your HDFC Bank Platinum Edge Credit Card.

  • An interest at the rate of 3.49% will be charged on any outstanding amount carried forward beyond the bill's due date.  

  • A 2.5% fee with a minimum of ₹500 will be applicable on all cash withdrawals from the card.

Fees & Renewal

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

The Platinum Edge Credit Card is a Credit Card offered by HDFC Bank and is filled with exciting rewards, CashBack offers, and dining benefits that make it perfect for everyday spending.

You can use your Platinum Edge Credit Card at millions of locations in India and around the world, wherever Visa/MasterCard cards are accepted.

Simply swipe your Platinum Edge Credit Card at any merchant terminal or enter your card details for online purchases. You can also use it for contactless payments.

We are currently not accepting new applications for the HDFC Bank Platinum Edge Credit Card. However, you can explore a range of other credit cards that may suit your needs. Click here to view our available options and find the right card for you.