Intermiles diners club credit card

More Benefits Than Ever Before

Important Information:

  • Dear Customers,
    Intermiles card is phased out. All the existing customers have been notified on SMS/email between Jan-Feb'23 and have been migrated to other cards after 30 days of the notification. Also, effective 1st January,2023 we will be capping the reward offering of InterMiles Credit Cards for payments made by customers as below:

  • Fees: 1% fee will be applicable on Rental transactions from the second rental transactions of the calendar month.

  • 1% mark-up will be applicable on DCC transactions

  • Grocery capping to 1000 Reward points in a month

Exclusive Benefits:

  • 8 InterMiles on every ₹150 spent on retail purchases.

  • Up to 10X reward points on select partner platforms like SmartBuy and weekend dining.

  • Ola cabs, BookMyShow vouchers, TataCliQ vouchers on monthly spends over ₹80,000

Welcome Benefits

  • 2,500 Reward points on card activation & renewal.

  • Complimentary InterMiles Gold membership for the first year, click here

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Additional benefits

Wondering if you are eligible for this card?

For Salaried

  • Nationality: Indian national
  • Age: Min 21 years & Max 60 years
  • Income: Gross Monthly Income > ₹1,20,000

For Self-Employed

  • Nationality: Indian national
  • Age: Min 21 years & Max 65 years
  • Income: Annual ITR > ₹14,40,000
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Documents required for to get you started

Identity proof 

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photograph

Address proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income proof

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

Fees and Charges

Know more about the joining/renewal fees and other charges here.

More about the card

Credit Card Management & Controls

    Netbanking

    To enable card controls for your HDFC Bank Credit Card through NetBanking, follow these steps:

    1. Log in to HDFC Bank NetBanking using your Customer ID.

    2. Go to the Cards Tab >Select the card > Click Manage card>Manage Domestic and International Limits.

    3. You will be able to view your existing daily domestic and international usage limits.

    4. Enable or disable Online, Contactless, and International usage based on your preference.

    5. Click ‘Update’, enter the OTP received on your registered mobile number, and then click ‘Continue’.

    6. Your selected card controls will be updated instantly.

    Mobile Banking

    To enable card controls for your HDFC Bank Credit Card conveniently through our HDFC Bank MobileBanking App, follow these steps:

    1. Open the HDFC Bank MobileBanking App and log in using your credentials.

    2. Go to the ‘Cards’ section from the menu.

    3. Select the HDFC Bank Credit Card for which you want to enable card controls.

    4. Click ‘Manage Limits’, then enable/disable transaction types such as Online Transactions, Contactless Payments, and International Usage, or set transaction limits according to your preference.

    5. Click ‘Update’ to confirm your changes and enter your MPIN. The updated card control settings will be applied instantly.

    For more detailed management, you can also use our MyCards platform at https://mycards.hdfc.bank.in/ which offers a seamless experience without the need for passwords or downloads.

    MyCards

    To enable card controls for your HDFC Bank Credit Card via MyCards, follow these steps:

    1. Visit the MyCards portal- https://mycards.hdfc.bank.in/ on your desktop or mobile.

    2. Log in using your registered mobile number and the OTP received.

    3. For first-time users, enter the last four digits of your card.

    4. On the card homepage, click the ‘Card Control’ tab.

    5. Enable/disable features such as Online Transactions, Contactless Transactions, International Usage, and set usage limits as per your preference.

    6. Confirm your settings, and the changes will be applied instantly.

    PayZapp

    You can conveniently enable card controls for your HDFC Bank Credit Card through PayZapp by following these steps:

    1. Open the PayZapp app and log in using your credentials.

    2. On the homepage, tap the ‘MyCards’ tab> Select ‘Go to MyCards’.

    3. Log in using your registered mobile number and the OTP sent to your mobile.

    4. If you are a first-time user, enter the last four digits of your HDFC Bank Credit Card.

    5. On the card homepage, tap the ‘Card Control’ tab.

    6. Enable or disable features such as Online Transactions, Contactless Transactions, and International Usage, or set usage limits according to your preference.

    7. Confirm your settings. The updated card control settings will be applied instantly.

    WhatsApp Banking

    To enable card controls for your HDFC Bank Credit Card using WhatsApp Banking, follow the steps given below:

    1. Add HDFC Bank’s official WhatsApp number – 7070022222– to your contacts.

    2. Send the text "Credit Card" to this number.

    3. You will receive a reply with options. Choose the option “Manage My Card”

    4. You will receive a reply with options to select “Domestic / International/ Enhance limits”

    5. Choose the option you want to enable, such as Domestic Online Transactions, Contactless Transactions, or International Transactions.

    6. Enter the transaction limit you want to set. An OTP will be sent to your registered mobile number. Enter the OTP to confirm the change.

    7. Enter the last 4 digits of your Credit Card number.

    8. The current status of the selected transaction type will be shown as Enabled.

    IVR

    To enable or modify your HDFC Bank Credit Card controls and transaction limits, you can contact HDFC Bank's toll-free numbers:

  • Toll-free numbers: 1800 1600 or 1800 2600 (available from 8 am to 8 pm)
  • For overseas travel assistance: 022-61606160
  • By contacting our toll-free numbers, you can enable/modify limits for Domestic, International, Online, Contactless, ATM, and POS transactions on your Debit or Credit Card.

Revolving Credit

Domestic Lounge Program

  • Unlimited airport lounge access to 1,000+ lounges in India via Exclusive Lounge Program.
  • Visit the website for the list of lounges. Terms and conditions apply.

Card Reward and Redemption

Renewal Membership Fee Waiver

  • Spend ₹8 lakh in a year to get a waiver on next year’s annual membership fee.

  • In case of a fee waiver, the member will not receive Flight /Hotel discount vouchers.

Card Management & Control

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver at all fuel stations across India on a minimum transaction of ₹400.
  • Maximum waiver capped at ₹1000 every billing cycle. 
  • Click here for details.
Redemption Limit

Insurance/Comprehensive protection

  • Air accident insurance cover worth ₹2 crore.
  • Emergency overseas hospitalization cover of ₹50 lakh.
  • Travel Insurance covers up to ₹55,000 on baggage delay, capped to 10$ per hour restricted to 8 hours.
  • Credit liability cover of up to ₹9 Lakh. Click here for details.
Smart EMI

Safe & Secure Transactions

  • DIP your Chip Card at any chip-enabled POS or swipe your card at any non-chip POS (Regular POS).
Enjoy Interest-free Credit Period

Contactless Payment

  • Diners Club Intermiles HDFC Bank Credit Card is enabled* for Contactless Payments at retail outlets.
    (Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)
Zero Lost Card Liability

Zero liability on lost Card

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre.
Revolving Credit

Revolving Credit

  • Lowest Revolving Credit at an interest rate of 1.99% per month.
Revolving Credit

Interest-free Credit

  • Up to 50 days of free credit period from the date of purchase (subject to the submission of the charge by the Merchant).
Revolving Credit

Cards for your Entire Family

  • Avail up to 3 add-on cards for your immediate family members (over 18 years) to share the joy of owning an InterMiles Diners Club Credit Card. 

  • Card features are applicable for the Primary Card Holder only and not add-on card holders.

Revolving Credit

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Revolving Credit

Frequently Asked Questions

The InterMiles HDFC Bank Diners Club Credit Card is a premium Credit Card that offers exclusive benefits, rewards, and privileges. It allows you to earn InterMiles on your spends and provides access to various travel, lifestyle, and dining benefits. Experience the power of InterMiles (Formerly JPMiles) Now.  you can continue to accrue and redeem InterMiles via www.InterMiles.com

To apply for an InterMiles HDFC Bank Diners Club Credit Card, you need to submit identity proof (Aadhaar, PAN Card), address proof (latest utility bill, passport), and income proof (latest salary slips for salaried individuals or income tax returns for self-employed individuals).

The credit limit of an InterMiles HDFC Bank Diners Club Credit Card depends on various factors such as your income, repayment history, and creditworthiness. The bank will determine the credit limit based on these factors.