banner-logo

What's in store for you:

Card Benefits and Features

Know More About The Card

Credit Card Management & Controls

    Netbanking

    To enable card controls for your HDFC Bank Credit Card through NetBanking, follow these steps:

    1. Log in to HDFC Bank NetBanking using your Customer ID.

    2. Go to the Cards Tab >Select the card > Click Manage card>Manage Domestic and International Limits.

    3. You will be able to view your existing daily domestic and international usage limits.

    4. Enable or disable Online, Contactless, and International usage based on your preference.

    5. Click ‘Update’, enter the OTP received on your registered mobile number, and then click ‘Continue’.

    6. Your selected card controls will be updated instantly.

    Mobile Banking

    To enable card controls for your HDFC Bank Credit Card conveniently through our HDFC Bank MobileBanking App, follow these steps:

    1. Open the HDFC Bank MobileBanking App and log in using your credentials.

    2. Go to the ‘Cards’ section from the menu.

    3. Select the HDFC Bank Credit Card for which you want to enable card controls.

    4. Click ‘Manage Limits’, then enable/disable transaction types such as Online Transactions, Contactless Payments, and International Usage, or set transaction limits according to your preference.

    5. Click ‘Update’ to confirm your changes and enter your MPIN. The updated card control settings will be applied instantly.

    For more detailed management, you can also use our MyCards platform at https://mycards.hdfc.bank.in/ which offers a seamless experience without the need for passwords or downloads.

    MyCards

    To enable card controls for your HDFC Bank Credit Card via MyCards, follow these steps:

    1. Visit the MyCards portal- https://mycards.hdfc.bank.in/ on your desktop or mobile.

    2. Log in using your registered mobile number and the OTP received.

    3. For first-time users, enter the last four digits of your card.

    4. On the card homepage, click the ‘Card Control’ tab.

    5. Enable/disable features such as Online Transactions, Contactless Transactions, International Usage, and set usage limits as per your preference.

    6. Confirm your settings, and the changes will be applied instantly.

    PayZapp

    You can conveniently enable card controls for your HDFC Bank Credit Card through PayZapp by following these steps:

    1. Open the PayZapp app and log in using your credentials.

    2. On the homepage, tap the ‘MyCards’ tab> Select ‘Go to MyCards’.

    3. Log in using your registered mobile number and the OTP sent to your mobile.

    4. If you are a first-time user, enter the last four digits of your HDFC Bank Credit Card.

    5. On the card homepage, tap the ‘Card Control’ tab.

    6. Enable or disable features such as Online Transactions, Contactless Transactions, and International Usage, or set usage limits according to your preference.

    7. Confirm your settings. The updated card control settings will be applied instantly.

    WhatsApp Banking

    To enable card controls for your HDFC Bank Credit Card using WhatsApp Banking, follow the steps given below:

    1. Add HDFC Bank’s official WhatsApp number – 7070022222– to your contacts.

    2. Send the text "Credit Card" to this number.

    3. You will receive a reply with options. Choose the option “Manage My Card”

    4. You will receive a reply with options to select “Domestic / International/ Enhance limits”

    5. Choose the option you want to enable, such as Domestic Online Transactions, Contactless Transactions, or International Transactions.

    6. Enter the transaction limit you want to set. An OTP will be sent to your registered mobile number. Enter the OTP to confirm the change.

    7. Enter the last 4 digits of your Credit Card number.

    8. The current status of the selected transaction type will be shown as Enabled.

    IVR

    To enable or modify your HDFC Bank Credit Card controls and transaction limits, you can contact HDFC Bank's toll-free numbers:

  • Toll-free numbers: 1800 1600 or 1800 2600 (available from 8 am to 8 pm)
  • For overseas travel assistance: 022-61606160

    • By contacting our toll-free numbers, you can enable/modify limits for Domestic, International, Online, Contactless, ATM, and POS transactions on your Debit or Credit Card.

Fuel Surcharge Waiver

Fees & Renewal

  • Joining Membership Fee: ₹500 + Applicable Taxes
  • Membership Renewal Fee 2nd year onwards: ₹500+ Applicable Taxes per year 
    - On annual spends of ₹2,00,000 or more renewal fee is waived off on your Swiggy HDFC Bank Credit Card.
  • Click here to view details of Fees and Charges

*Goods and Services Tax (GST)

  • Effective July 01, 2017, Service Tax, KKC & SBC of 15% is replaced by Goods & Service Tax (GST) at 18%.

  • The applicable GST would be dependent on Place of Provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

  • GST levied will not be reversed on any dispute on fees and Charges/interest.

Welcome Renwal Bonus

Credit and Safety

  • Lowest Revolving Credit at an interest rate of 1.99% per month.

  • Up to 50 days of interest-free credit from the date of purchase.

  • The offer is subject to submission of the charge by the merchant.

  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.

  • Zero liability on fraudulent transactions and if reported immediately to our 24-hour call centre

  • DIP your Chip Card at any chip-enabled POS or swipe your card at any non-chip POS (Regular POS).

Smart EMI

Important Notes

  • InterMiles Accrual Programme:

1. Only retail purchases above ₹150 qualify for InterMiles.   
2. Cash advances, fuel transactions, fees, and other charges do not accrue any InterMiles.   
3. EasyEMI and e-wallet loading transactions will not accrue InterMiles.  
4. InterMiles accrued will be reversed if a retail transaction is converted into SmartEMI.  
5. InterMiles accrued for Insurance transactions will have a maximum cap of 2,000 per day. 

Note:

  • InterMiles, once credited, cannot be converted to Reward Points.

  • Get your JetPrivilege HDFC Bank Co-brand Credit Card plastic on the VISA franchisee upon the renewal of your existing MasterCard variant. 

  • For the Card renewal date, check the existing card expiry date. 

  • For a seamless experience, kindly ensure your contact details are updated in the Bank records at all times, effective October 01, 2017.

Fuel Surcharge Waiver

  • Effective April 15, 2016, InterMiles will not be accrued on fuel transactions. 

  • GST charges on fuel surcharge are non-refundable.

Smart EMI

Most Important Terms & Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Smart EMI

Frequently Asked Questions

We are currently not accepting new applications for the HDFC Bank Jet Privilege Titanium Credit Card. However, you can explore a range of other credit cards that may suit your needs. Click here to view our available options and find the right card for you.

The Jet Privilege Titanium Credit Card is a co-branded Credit Card offered by HDFC Bank in collaboration with JetPrivilege, allowing you to earn JPMiles on your spending.

You can use your Jet Privilege Titanium Credit Card to make purchases at any merchant that accepts Visa Cards. Simply swipe or dip your Card and enter your PIN or sign the receipt.

The Titanium JetPrivilege Credit Card offers various benefits, including reward points on every spend, airport lounge access, an annual fee waiver, and an exclusive travel offer. For more details, please refer to the sections above.