banner-logo

Card Benefits and Features

Know More About The Card

Card Controls via MyCards

  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans  

  • Spends tracking
    Simple interface to track all your spends 

  • Reward Points
    View and redeem points at the push of a button 

 

Fuel Surcharge Waiver

Fees & Renewal

  • Joining Membership Fee: ₹500 + Applicable Taxes
  • Membership Renewal Fee 2nd year onwards: ₹500+ Applicable Taxes per year 
    - On annual spends of ₹2,00,000 or more renewal fee is waived off on your Swiggy HDFC Bank Credit Card.
  • Click here to view details of Fees and Charges

*Goods and Services Tax (GST)

  • Effective July 01, 2017, Service Tax, KKC & SBC of 15% is replaced by Goods & Service Tax (GST) at 18%.

  • The applicable GST would be dependent on Place of Provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

  • GST levied will not be reversed on any dispute on fees and Charges/interest.

Welcome Renwal Bonus

Credit and Safety

  • Lowest Revolving Credit at an interest rate of 1.99% per month.

  • Up to 50 days of interest-free credit from the date of purchase.

  • The offer is subject to submission of the charge by the merchant.

  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.

  • Zero liability on fraudulent transactions and if reported immediately to our 24-hour call centre

  • DIP your Chip Card at any chip-enabled POS or swipe your card at any non-chip POS (Regular POS).

Smart EMI

Important Notes

  • InterMiles Accrual Programme:

1. Only retail purchases above ₹150 qualify for InterMiles.   
2. Cash advances, fuel transactions, fees, and other charges do not accrue any InterMiles.   
3. EasyEMI and e-wallet loading transactions will not accrue InterMiles.  
4. InterMiles accrued will be reversed if a retail transaction is converted into SmartEMI.  
5. InterMiles accrued for Insurance transactions will have a maximum cap of 2,000 per day. 

Note:

  • InterMiles, once credited, cannot be converted to Reward Points.

  • Get your JetPrivilege HDFC Bank Co-brand Credit Card plastic on the VISA franchisee upon the renewal of your existing MasterCard variant. 

  • For the Card renewal date, check the existing card expiry date. 

  • For a seamless experience, kindly ensure your contact details are updated in the Bank records at all times, effective October 01, 2017.

Fuel Surcharge Waiver

  • Effective April 15, 2016, InterMiles will not be accrued on fuel transactions. 

  • GST charges on fuel surcharge are non-refundable.

Smart EMI

Most Important Terms & Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Smart EMI

Frequently Asked Questions

We are currently not accepting new applications for the HDFC Bank Jet Privilege Titanium Credit Card. However, you can explore a range of other credit cards that may suit your needs. Click here to view our available options and find the right card for you.

The Jet Privilege Titanium Credit Card is a co-branded Credit Card offered by HDFC Bank in collaboration with JetPrivilege, allowing you to earn JPMiles on your spending.

You can use your Jet Privilege Titanium Credit Card to make purchases at any merchant that accepts Visa Cards. Simply swipe or dip your Card and enter your PIN or sign the receipt.

The Titanium JetPrivilege Credit Card offers various benefits, including reward points on every spend, airport lounge access, an annual fee waiver, and an exclusive travel offer. For more details, please refer to the sections above.