Intermiles Signature Credit Card

What's in store for you:

Card Benefits and Features

Know more about the card

Credit Card Management & Controls

    Netbanking

    To enable card controls for your HDFC Bank Credit Card through NetBanking, follow these steps:

    1. Log in to HDFC Bank NetBanking using your Customer ID.

    2. Go to the Cards Tab >Select the card > Click Manage card>Manage Domestic and International Limits.

    3. You will be able to view your existing daily domestic and international usage limits.

    4. Enable or disable Online, Contactless, and International usage based on your preference.

    5. Click ‘Update’, enter the OTP received on your registered mobile number, and then click ‘Continue’.

    6. Your selected card controls will be updated instantly.

    Mobile Banking

    To enable card controls for your HDFC Bank Credit Card conveniently through our HDFC Bank MobileBanking App, follow these steps:

    1. Open the HDFC Bank MobileBanking App and log in using your credentials.

    2. Go to the ‘Cards’ section from the menu.

    3. Select the HDFC Bank Credit Card for which you want to enable card controls.

    4. Click ‘Manage Limits’, then enable/disable transaction types such as Online Transactions, Contactless Payments, and International Usage, or set transaction limits according to your preference.

    5. Click ‘Update’ to confirm your changes and enter your MPIN. The updated card control settings will be applied instantly.

    For more detailed management, you can also use our MyCards platform at https://mycards.hdfc.bank.in/ which offers a seamless experience without the need for passwords or downloads.

    MyCards

    To enable card controls for your HDFC Bank Credit Card via MyCards, follow these steps:

    1. Visit the MyCards portal- https://mycards.hdfc.bank.in/ on your desktop or mobile.

    2. Log in using your registered mobile number and the OTP received.

    3. For first-time users, enter the last four digits of your card.

    4. On the card homepage, click the ‘Card Control’ tab.

    5. Enable/disable features such as Online Transactions, Contactless Transactions, International Usage, and set usage limits as per your preference.

    6. Confirm your settings, and the changes will be applied instantly.

    PayZapp

    You can conveniently enable card controls for your HDFC Bank Credit Card through PayZapp by following these steps:

    1. Open the PayZapp app and log in using your credentials.

    2. On the homepage, tap the ‘MyCards’ tab> Select ‘Go to MyCards’.

    3. Log in using your registered mobile number and the OTP sent to your mobile.

    4. If you are a first-time user, enter the last four digits of your HDFC Bank Credit Card.

    5. On the card homepage, tap the ‘Card Control’ tab.

    6. Enable or disable features such as Online Transactions, Contactless Transactions, and International Usage, or set usage limits according to your preference.

    7. Confirm your settings. The updated card control settings will be applied instantly.

    WhatsApp Banking

    To enable card controls for your HDFC Bank Credit Card using WhatsApp Banking, follow the steps given below:

    1. Add HDFC Bank’s official WhatsApp number – 7070022222– to your contacts.

    2. Send the text "Credit Card" to this number.

    3. You will receive a reply with options. Choose the option “Manage My Card”

    4. You will receive a reply with options to select “Domestic / International/ Enhance limits”

    5. Choose the option you want to enable, such as Domestic Online Transactions, Contactless Transactions, or International Transactions.

    6. Enter the transaction limit you want to set. An OTP will be sent to your registered mobile number. Enter the OTP to confirm the change.

    7. Enter the last 4 digits of your Credit Card number.

    8. The current status of the selected transaction type will be shown as Enabled.

    IVR

    To enable or modify your HDFC Bank Credit Card controls and transaction limits, you can contact HDFC Bank's toll-free numbers:

  • Toll-free numbers: 1800 1600 or 1800 2600 (available from 8 am to 8 pm)
  • For overseas travel assistance: 022-61606160

    • By contacting our toll-free numbers, you can enable/modify limits for Domestic, International, Online, Contactless, ATM, and POS transactions on your Debit or Credit Card.

Card Reward and Redemption

Fees & Charges

  • InterMiles HDFC Bank Signature Credit Card Fees & Charges
  • Joining/renewal membership fee: ₹2,500 plus applicable taxes.
  • The reversal of GST levied will not occur in the event of any dispute regarding fees and charges.
  • Click here to know more.

Note:

  • For cards sourced starting from November 1, 2020, the following terms and conditions apply:
  • The bank retains the authority to cancel the card if it remains inactive and is not used for any transactions for a continuous period of 6 (six) months after prior written notice is sent to the email address, phone number, and/or communication address registered in the bank's records.
Card Management & Control

InterMiles Accrual Programme

  • 6 InterMiles on every ₹150 spent on retail spends. 

  • 12 InterMiles on every ₹150 spent on flight tickets booked here.

  • 12 InterMiles on every ₹150 spent on hotel bookings made here.

Note:  

  • Only retail purchases above ₹150 qualify for InterMiles.   
    Cash advances, fuel transactions, fees, and other charges do not accrue any InterMiles.   
  • EasyEMI and e-wallet loading transactions will not accrue InterMiles.  
    InterMiles accrued will be reversed if a retail transaction is converted into SmartEMI.  
  • InterMiles accrued for Insurance transactions will have a maximum cap of 2,000 per day. 

  • InterMiles, once credited, cannot be converted to Reward Points. 

  • ​​​InterMiles Credit Card plastic will be provided on the VISA franchisee upon the renewal of your existing MasterCard variant. 

  • For the Card renewal date, please check the existing Card expiry date. 

  • Effective October 01, 2017, keep your contact details updated on the Bank records.

Card Management & Control

Credit and Safety

  • DIP your Chip Card at any chip-enabled POS or swipe your card at any non-chip POS (Regular POS). 

  • Zero liability on fraudulent transactions if reported immediately to our 24-hour call centre. 

  • Lowest Revolving Credit at an interest rate of 3.6% per month, click here.

  • Up to 50 days of free credit period from the date of purchase.

  • (This is subject to the submission of the charge by the Merchant).

Redemption Limit

Other Perks

  • Enjoy luxury travel with access to select airport lounges across India with our partners.

  • Present your InterMiles HDFC Bank World/Signature Credit Card and your boarding pass for access.

  • Avail up to 3 add-on cards for your immediate family members (over 18 years).

  • Card features only apply to the Primary Card Holder, not add-on card holders. 

  • 1% fuel surcharge waiver at all fuel stations across India on a minimum transaction of ₹400.

  • Maximum waiver capped at ₹500 every billing cycle, click here.

  • ​​​Effective April 15th, 2016, InterMiles will not be accrued on fuel transactions. 

  • GST charges on fuel surcharge are non-refundable.

Smart EMI

Priority Pass Membership

  • Complimentary enrollment ($99 value) in Priority Pass with access to 600+ lounges
  • The Primary Cardholder can enjoy up to 5 free annual visits to the International Lounges.
  • Please note :
  • Effective February 01, 2018

  • Lounge visits within India using a Priority Pass are charged at US $27 + GST as applicable per person per visit.

  • Lounge Visits outside India exceeding the complimentary visits charged at US $27 + GST as applicable per person per visit.

  • Guest visits using a Priority Pass are charged at US $27 + GST per visit per guest.

  • Charges are directly billed to your Credit Card statement within 90 days of the month of visit.

  • Lounge visits out of the Priority Pass network will be chargeable at the discretion of the respective lounges.

  • The dollar conversion rate will apply as per the prevailing billing rate. 

  • *The above fee is indicative, and usage charges may vary from lounge to lounge. Please visit www.prioritypass.com for more details.
Enjoy Interest-free Credit Period

Important Note

  • Presenting InterMiles HDFC Bank Co-Brand Credit Card program with more exciting features. All the new features are applicable from September 25, 2020.
  • Experience the power of InterMiles (Formerly JPMiles). Now, you can continue to accrue and redeem InterMiles here.

  • The InterMiles card is being phased out. In January-February '23. 

  • All existing customers were notified via SMS/email and migrated to other cards after 30 days.

  • Effective January 01, 2023, we will be capping the rewards offering for payments made by customers on the following using the InterMiles Credit Cards.

  • Fees: 
    A 1% fee will be applicable on ​​rental transactions from the second rental transaction of the calendar month. 
    A 1% mark-up will be applicable on DCC transactions ​​grocery capping of 1,000 RP in a month.

  • Grocery capping of 1​​,000 RP in a month

Revolving Credit

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Intermiles HDFC Bank Signature Credit Card

Frequently Asked Questions

The InterMiles Signature Credit Card is a travel and lifestyle card designed to elevate your experiences. It offers exclusive benefits, rewards, discounts on flights and hotels, complimentary lounge access, and more.

The credit limit for an InterMiles Signature Credit Card is determined based on various factors such as ​income, credit history, and bank policies.

We are currently not accepting new applications for the HDFC Bank InterMiles Signature Credit Card. However, you can explore a range of other credit cards that may suit your needs. Click here to view our available options and find the right card for you.