• InterMiles HDFC Bank Signature Credit Card Fees & Charges
• Joining/renewal membership fee: ₹2,500 plus applicable taxes.
• The reversal of GST levied will not occur in the event of any dispute regarding fees and charges.
• Click here to know more.

Note:

• For cards sourced starting from November 1, 2020, the following terms and conditions apply:
• The bank retains the authority to cancel the card if it remains inactive and is not used for any transactions for a continuous period of 6 (six) months after prior written notice is sent to the email address, phone number, and/or communication address registered in the bank's records.

• 6 InterMiles on every ₹150 spent on retail spends. 

• 12 InterMiles on every ₹150 spent on flight tickets booked here.

• 12 InterMiles on every ₹150 spent on hotel bookings made here.

Note:  

• Only retail purchases above ₹150 qualify for InterMiles.   
  Cash advances, fuel transactions, fees, and other charges do not accrue any InterMiles.   
• EasyEMI and e-wallet loading transactions will not accrue InterMiles.  
  InterMiles accrued will be reversed if a retail transaction is converted into SmartEMI.  
• InterMiles accrued for Insurance transactions will have a maximum cap of 2,000 per day. 

• InterMiles, once credited, cannot be converted to Reward Points. 

• ​​​InterMiles Credit Card plastic will be provided on the VISA franchisee upon the renewal of your existing MasterCard variant. 

• For the Card renewal date, please check the existing Card expiry date. 

• Effective October 01, 2017, keep your contact details updated on the Bank records.

• DIP your Chip Card at any chip-enabled POS or swipe your card at any non-chip POS (Regular POS). 

• Zero liability on fraudulent transactions if reported immediately to our 24-hour call centre. 

• Lowest Revolving Credit at an interest rate of 3.6% per month, click here.

• Up to 50 days of free credit period from the date of purchase.

• (This is subject to the submission of the charge by the Merchant).

• Enjoy luxury travel with access to select airport lounges across India with our partners.

• Present your InterMiles HDFC Bank World/Signature Credit Card and your boarding pass for access.

• Avail up to 3 add-on cards for your immediate family members (over 18 years).

• Card features only apply to the Primary Card Holder, not add-on card holders. 

• 1% fuel surcharge waiver at all fuel stations across India on a minimum transaction of ₹400.

• Maximum waiver capped at ₹500 every billing cycle, click here.

• ​​​Effective April 15th, 2016, InterMiles will not be accrued on fuel transactions. 

• GST charges on fuel surcharge are non-refundable.

• Complimentary enrollment ($99 value) in Priority Pass with access to 600+ lounges
• The Primary Cardholder can enjoy up to 5 free annual visits to the International Lounges.
• Please note :
• Effective February 01, 2018

• Lounge visits within India using a Priority Pass are charged at US $27 + GST as applicable per person per visit.

• Lounge Visits outside India exceeding the complimentary visits charged at US $27 + GST as applicable per person per visit.

• Guest visits using a Priority Pass are charged at US $27 + GST per visit per guest.

• Charges are directly billed to your Credit Card statement within 90 days of the month of visit.

• Lounge visits out of the Priority Pass network will be chargeable at the discretion of the respective lounges.

• The dollar conversion rate will apply as per the prevailing billing rate. 

• *The above fee is indicative, and usage charges may vary from lounge to lounge. Please visit www.prioritypass.com for more details.

• Presenting InterMiles HDFC Bank Co-Brand Credit Card program with more exciting features. All the new features are applicable from September 25, 2020.
• Experience the power of InterMiles (Formerly JPMiles). Now, you can continue to accrue and redeem InterMiles here.

• The InterMiles card is being phased out. In January-February '23. 

• All existing customers were notified via SMS/email and migrated to other cards after 30 days.

• Effective January 01, 2023, we will be capping the rewards offering for payments made by customers on the following using the InterMiles Credit Cards.

• Fees: 
  A 1% fee will be applicable on ​​rental transactions from the second rental transaction of the calendar month. 
  A 1% mark-up will be applicable on DCC transactions ​​grocery capping of 1,000 RP in a month.

• Grocery capping of 1​​,000 RP in a month

• The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.