• Joining/Renewal Membership Fee – ₹4,500/- + Applicable Taxes
  

Click here to view details of the Shoppers Stop Black HDFC Bank Credit Card Fees and Charges.

• Redeem Reward Points on NetBanking where 1 Reward point = 1 Rupee when redeemed against Shoppers Stop vouchers.
• For other options please refer the table below:

• Accrual of Reward Points on Grocery Spends capped at 1000 points per month per customer.
• No Reward Points accrual on spends made on Rental and Government category payments.
• 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month.
• 1% Mark-Up charges to be applied on all International DCC transactions.

• Reward Points are valid for 2 years.

Click here, for further details on the process to redeem Reward Points

• You have the option to convert big spends into SmartEMI, after purchases on your Shoppers Stop Black HDFC Bank Credit Card.
• Enjoy attractive interest rates and conveniently repay over 9 to 36 months.
• Get credit into your HDFC Bank Account in seconds.
• The loan is pre-approved so no documentation is required.

• Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre.

The Shoppers Stop Black HDFC Bank Credit Card offers revolving credit at a nominal interest rate. 

• Revolving credit allows you to use a line of credit up to a specified limit without a fixed number of payments. 

• You have the flexibility to use the funds as needed and only pay interest on the amount used. 

• This facility ensures continuous access to funds, making it a valuable emergency cash reserve for unexpected financial challenges.  

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of IndianOil HDFC Bank Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

• Credit Card Registration and Activation
• Set up Card PIN 
• Manage card controls like online spends, contactless transactions
• View Transactions/Download e-statements
• Check Reward Points
• Block/Re-issue card
• Apply for an Add-on Card, manage, set PIN and card controls for Add-on card

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
• Click here for product specific T&C
• Click here for Card Member Agreement Details
• Click here to access all important links related to your Credit Card.
• Important update: Please Click here to view the revisions in T&C's of your HDFC Bank credit card applicable with effect from 1st Aug'2024
• Important Update: Please click here to view the new product and feature related information applicable with effect from Mar 1, 2024.

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

• 1. Website
  You can quickly apply online by clicking here.
• 2. NetBanking
  If you're an existing HDFC Bank customer, simply log in to NetBanking and apply from the ‘Cards’ section.
• 3. HDFC Bank Branch
  Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.

Shoppers Stop Credit Card- Value Chart

Now save 9% and more on your annual spends using Shoppers Stop HDFC Bank Credit card

*Assuming annual SS spends includes 5 weekend visits (Once in a month five times in a year), bill value should be >=50k

**Assuming standard market rates for Lounge access

**Spends are indicative and may vary for different customers