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Card Benefits and Features

Know more about the card

Card Management & Controls

  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
  • Spends tracking
    Simple interface to track all your spends
  • Reward Points
    View and redeem points at the push of a button

Note: Unredeemed CashPoints will expire/ lapse after 2 years of accumulation.

Card Management & Controls

Credit & Safety

  • Revolving Credit is available at a nominal interest rate.
  • (Check the ​fees and charges section for more details).
  • Get Up to 50 days of interest-free credit from the date of purchase.
  • The offer is subject to submission of the charge by the merchant.
  • Zero liability for fraudulent transactions if reported immediately to HDFC Bank’s 24/7 Call Centre
  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.
Credit & Safety

Contactless Payment

  • Visa Signature Credit Card is enabled* for Contactless Payments at retail outlets.

Note:

  • In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction.
  • For amounts of ₹5,000 or more, the Cardholder must enter the Credit Card PIN.
  • You may check for the Contactless Network Symbol on your card.
Contactless Payment

Fees and Charges

​Annual fees and charges

  • First-year fee free on spending ₹ 15,000 within the first 90 days.

  • Renewal fee waiver on spending ₹ 75,000 in a year.

  • Cash advance fee: 2.5%, with a minimum of ₹ 500, applicable on all cash withdrawals.

  • Interest: 3.49% will be charged on any outstanding amount carried beyond the bill due date. 

  • Click here to know more.

Fees and Charges

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

The HDFC Bank Visa Signature Credit Card has an annual fee. However, you can get your first year's membership free by spending ₹15,000 within the first 90 days. You can also renew your membership for free by spending ₹75,000 in a year. 

The HDFC Bank Visa Signature Credit Card offers unparalleled travel benefits, a rewarding rewards program, savings on lounge access and fuel costs, free add-on cards, enhanced safety features, and interest-free credit for up to 50 days.

The HDFC Bank Visa Signature Credit Card is a premium card that offers exclusive benefits, rewards, and privileges to cardholders. Enjoy various travel benefits, reward points, CashBack, and savings.

We are currently not accepting new applications for the HDFC Bank Visa Signature Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.