Doctor's Regalia Credit Card

Dining Benefit

• Additional 5% off and ₹0 Convenience fee.

• Early access to events and festivals such as Gourmetlicious*

Click Here for details.

NOTE: Dineout Passport Membership will not be applicable after 31st Dec,2021

Annual Spends Benefits

• Earn Bonus 10,000 Reward Points when you spend ₹ 5 lakhs in the anniversary year.

• Earn additional 5,000 Reward Points when you spend ₹ 8 lakhs in the anniversary year

Please click here to know more

• Priority Pass Membership

You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Doctor's Regalia Credit Card. Click here to apply.

Click Here to check the list of lounges

Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. 

If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit 

Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.

To know about your lounge access history

Please write a mail to pp@prioritypass.com.hk. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers.

• Visa/Mastercard Lounge Access Program

Complimentary Airport Lounge Access within India

• 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Doctor's Regalia Credit Card

• Swipe your Doctor's Regalia Credit Card at the lounge to avail the complimentary lounge access

• Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge

• Regalia Reward Points: You earn 4 reward points on ₹ 150, on all retail* spends including Insurance, Utilities, Education and Rent Pay.

Best in Class Redemption Program for:

• Flight and Hotel Bookings

• Premium Products & Vouchers

• Curated Global Experiences

For Flight and hotel bookings Regalia Credit card members can redeem up to maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card. This will be effective from 25.11.2019 

Terms and Conditions:

•  Only valid Retail purchases qualify for Reward points

• Reward points will not be accrued for fuel transactions

• Reward points are valid only for 2 years from the date of accumulation. 
  E.g.: If you have received reward points in the month of April 2019, then same will expire in April 2021. 
   

• EasyEMI and e-wallet loading transactions will not accrue Reward points.

• Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.

• If the Credit Card is not used for more than 365 days, Reward Points accrued will be nullified.

• Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per day

• Travel Concierge Services

Travel Concierge – 24 X 7  
You can customise your travel, shopping and business experiences with our Concierge Assistance 
Toll Free No.: 1860 425 1188 
Email ID: regalia.support@smartbuyoffers.co

• EXCLUSIVE TRAVEL PORTAL

Unleash the power of your Reward Points like never before on https://offers.smartbuy.hdfcbank.com/regalia , an exclusive portal for Regalia credit cardholders.

You can choose to redeem your Reward Points instantly against: 

• Airline ticket booking 

• Hotel booking

Each Reward Point is worth 50 paise when redeemed on https://offers.smartbuy.hdfcbank.com/regalia

Professional Indemnity Insurance

Doctor's Regalia Credit Card provides you protection worth up to ₹ 20 Lakh* against costs arising due to professional negligence 
 
This policy covers: 
• Bodily injury and / or death of any patient caused by error, omission or negligence in professional service rendered 
•Legal costs and Defence expenses

*Any One Accident: ₹ 4 Lakh & Deductible: ₹ 25,000 for each & every claim

Note: This benefit is applicable w.e.f. 1st Sept'19 only.

For more details on policy, Click here

Comprehensive Protection

•  Accidental air death cover worth ₹ 1 Crore 

•  Emergency overseas hospitalisation up to ₹ 15 lakhs in case of emergency 

• Credit Liability cover of up to ₹ 9,00,000

Click Here to update your nominee details. 
Click here to view policy

The HDFC Bank Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.  
*To see if your card is contactless, look for the contactless symbol network on your Card. 

You can use your card to make quick transactions at merchant locations accepting contactless cards.

Please note that in India, payment through contactless mode is allowed for a maximum of ₹ 5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹ 5000, the card holder has to enter the Credit Card PIN for security reasons.

• First Year Membership Fee – ₹ 2500/- + Applicable Taxes, Renewal Membership Fee – ₹ 2500/- + Applicable Taxes

• Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realised and not applicable when the fee is waived off)* Terms & Conditions Apply

• Spend ₹ 3L in 12 Months and get Renewal Fee waived for next renewal year.

Please click here to view the fees and charges applicable on your Regalia Credit Card.

NOTE: For card sourced starting 01-11- 2020, Below T&Cs are applicable  

1. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank

Goods and Services Tax (GST)

• Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%

• The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS(Point of Scale) is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

• GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.

• GST levied will not be reversed on Any dispute on Fee & Charges / interest.

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.