Regalia Credit Card

HDFC Bank Regalia Credit Cardholders can directly raise the claim with HDFC ERGO within 130 days from the date of loss. HDFC Ergo Contact details:

a. For Emergency Medical Expenses - Toll-Free: plus800 08250825 (International Toll-Free - accessible from outside India) / 01204507250 (Chargeable)

b. Email: bankclaims@hdfcergo.com

c. Address: A and H Claims Inward Team, HDFC

All the above insurance covers are available to the Primary cardholder.

• Liability on lost card will start from the date of dispatch of the card up to 30 days, whereas Air Accident/ Emergency Medical Expenses will start from the date of activation of the card (means first POS transaction/cash withdrawal by the cardholder)
• Liability on lost card covered to the extent of 900,000 for 2 days before the date of block and 30 days post the date of the block.
• Terrorism is specifically excluded under the policy.
• Travel Insurance provided under the policy shall not be valid for procuring a visa.
• Travel Insurance provided shall be valid for International Travel only. Maximum Trip Duration is restricted to 30 Days.
• Fraudulent transactions done by a person known to the cardholder are specifically excluded.
• HDFC Bank does not provide insurance coverage. Exclusions/Limitations are applicable per the policies issued by the Insurance Company with whom the Bank has tied up.

HDFC Bank Regalia Credit Card enables contactless payments, facilitating fast, convenient and secure payments at retail outlets.
Please note that in India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN.

Spending your Regalia credit card from January 1, 2021, till March 31, 2021, will be considered, and every calendar quarter thereafter.

A membership fee/ Renewal fee of ₹2,500 /-plus Applicable Taxes applies to the HDFC Bank Regalia Credit Card.

HDFC Bank Regalia Credit Card cardholders exceeding 6 complimentary visits will be charged US $27 plus GST per visit.

HDFC Bank Regalia Credit Card cardholders can redeem Reward Points

• For flight and hotel bookings via SmartBuy 
• Curated Global experiences,
• Premium vouchers,
• Air Miles
• Cashback.

All winners will receive the promo code within one month of achieving the spending target. For example, if a customer has achieved 75,000 spent on February 10 2021, he will receive the membership code by March 10, 2021.

You can apply for a Priority Pass for yourself or /and add on members after doing 4 retail transactions on your HDFC Bank HDFC Bank Regalia Credit Card Credit. Click here to apply

Using a Priority Pass in India will attract charges to your Credit Card. Click here for details.

• Cardholders earn 10,000 Reward Points on achieving annual spends of ₹5 lakh.

• Cardholders earn an additional 5,000 Reward Points on achieving annual spends of ₹8 lakh in the same anniversary year.

For important Terms and Conditions of the annual spending benefit program, Click here.

The sourcing of this card has been discontinued.

Registration on the portal for Bank Regalia Credit Card is optional. You can access all the features and functionalities of the website without registration. However, all the transactions on the website need to be affected using the HDFC Bank Regalia Credit Card. As a registered member, you will get the following benefits:

• You do not have to provide details whenever you use the booking portal. 

• You can view all your revenue and redemption bookings in one place.

You can earn up to 4 RP on retail spending for every ₹150 spent on the card.

Note - With effect from January 1, 2023,

• Reward points will not be accrued for rental pay transactions, property management services like rent, maintenance, packers and movers, and government transactions.

• Reward points earned on grocery transactions will be capped at 2000 RP per calendar month.

• Redemption of Reward Points for flights and hotel bookings on SmartBuy portal will be capped at 50,000 Reward Points per calendar month.

• For rent payments made through third-party merchants, a fee of 1% of the total transaction amount will be levied from the second rental transaction of the calendar month.

• If you conduct a transaction (in-store or online) in Indian currency at an international location or with a merchant located in India but registered overseas, a dynamic and static conversion markup fee of 1% will be charged.

HDFC Bank Regalia Credit Card cardholders can use a priority pass to access up to 6 complimentary international lounges for themselves and their add-ons. 

All visits exceeding the complimentary quota will be allowed at the lounge's discretion and chargeable by the lounge.

Click here for detailed information

HDFC Bank Regalia Credit Card cardholders can use a Visa or Mastercard credit card to access up to 12 lounges within India in a calendar year.

HDFC Bank Regalia Credit Card cardholders can customise their travel experiences with our 24/7 concierge Assistance. Toll-free no: 1860 425 1188, Email ID: HDFC Bank Regalia Credit Card.support@smartbuyoffers.co

No, existing HDFC Bank Regalia Credit Card cardholders i.e. those sourced before March 20, 2019, will not be eligible for the membership. 

Spend ₹75,000 and more from your regalia credit card every calendar quarter from January 1, 2021, to March 31, 2021.

HDFC Bank Regalia Credit Card Cardholders enjoy the following comprehensive protection on the card:

• ₹1 crore air accidental death cover: Cover is applicable in case the cardholder shall sustain any air accident and suffer a bodily injury resulting in death within 12 months of the accident.

• Emergency overseas hospitalisation up to ₹15 lakh is available to primary cardholders: This covers medical expenses due to Bodily Injury or sudden unexpected sickness only for international travel outside India.

• Medical expenses incurred due to any pre-existing illness will not be covered.

• Only valid retail purchases qualify for Reward Points.
• Reward Points will not be accrued for fuel transactions.
• Reward Points are valid for only 2 years from the date of accumulation. For example, if you receive Reward Points in April 2019, they expire in April 2021.
• EasyEMI and e-wallet loading transactions do not qualify for Reward Points.
• Reward Points accrued will be reversed if a retail transaction is converted into SmartEMI.
• The accrued Reward Points will be nullified if the credit card is not used for more than 365 days.
• Reward Points accrued for insurance transactions are capped at a maximum of 2,000 points per day.

All Regalia credit cardholders are eligible for this offer.

Membership fee will be waived on spends of ₹3 lakh in the anniversary year 

HDFC Bank Regalia Credit Card holders, whether newly onboarded or upgraded on or after March 20, 2019 and before January 10, 2021, who have spent ₹75,000 within the first 90 days from the card setup date, are eligible for this membership.

Click here to know the updated Visa / Mastercard complimentary lounge access list.

Dineout Passport membership is a dining programme that offers:

1. Minimum 25% off on the bill at 2000plus restaurants in 20 cities nationwide.

2. 1plus1 on Buffet at 200 plus restaurants.

3. Additional 5% off using Dineout Pay.

4. Exclusive Access to Dineout Passport Experiences.

5. Early Access to events and festivals such as GIRF, Gourmetlicious, etc

HDFC Bank Regalia Credit Card unified portal is an exclusive portal for customers for travel, entertainment, and shopping bookings. Customers can make both flight/hotel bookings and also redeem rewards points against travel bookings using their credit card on this portal. Click here to know more.