Titanium Edge Credit Card
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Card Benefits and Features

Know more about the card

Credit Card Management & Controls

    Netbanking

    To enable card controls for your HDFC Bank Credit Card through NetBanking, follow these steps:

    1. Log in to HDFC Bank NetBanking using your Customer ID.

    2. Go to the Cards Tab >Select the card > Click Manage card>Manage Domestic and International Limits.

    3. You will be able to view your existing daily domestic and international usage limits.

    4. Enable or disable Online, Contactless, and International usage based on your preference.

    5. Click ‘Update’, enter the OTP received on your registered mobile number, and then click ‘Continue’.

    6. Your selected card controls will be updated instantly.

    Mobile Banking

    To enable card controls for your HDFC Bank Credit Card conveniently through our HDFC Bank MobileBanking App, follow these steps:

    1. Open the HDFC Bank MobileBanking App and log in using your credentials.

    2. Go to the ‘Cards’ section from the menu.

    3. Select the HDFC Bank Credit Card for which you want to enable card controls.

    4. Click ‘Manage Limits’, then enable/disable transaction types such as Online Transactions, Contactless Payments, and International Usage, or set transaction limits according to your preference.

    5. Click ‘Update’ to confirm your changes and enter your MPIN. The updated card control settings will be applied instantly.

    For more detailed management, you can also use our MyCards platform at https://mycards.hdfc.bank.in/ which offers a seamless experience without the need for passwords or downloads.

    MyCards

    To enable card controls for your HDFC Bank Credit Card via MyCards, follow these steps:

    1. Visit the MyCards portal- https://mycards.hdfc.bank.in/ on your desktop or mobile.

    2. Log in using your registered mobile number and the OTP received.

    3. For first-time users, enter the last four digits of your card.

    4. On the card homepage, click the ‘Card Control’ tab.

    5. Enable/disable features such as Online Transactions, Contactless Transactions, International Usage, and set usage limits as per your preference.

    6. Confirm your settings, and the changes will be applied instantly.

    PayZapp

    You can conveniently enable card controls for your HDFC Bank Credit Card through PayZapp by following these steps:

    1. Open the PayZapp app and log in using your credentials.

    2. On the homepage, tap the ‘MyCards’ tab> Select ‘Go to MyCards’.

    3. Log in using your registered mobile number and the OTP sent to your mobile.

    4. If you are a first-time user, enter the last four digits of your HDFC Bank Credit Card.

    5. On the card homepage, tap the ‘Card Control’ tab.

    6. Enable or disable features such as Online Transactions, Contactless Transactions, and International Usage, or set usage limits according to your preference.

    7. Confirm your settings. The updated card control settings will be applied instantly.

    WhatsApp Banking

    To enable card controls for your HDFC Bank Credit Card using WhatsApp Banking, follow the steps given below:

    1. Add HDFC Bank’s official WhatsApp number – 7070022222– to your contacts.

    2. Send the text "Credit Card" to this number.

    3. You will receive a reply with options. Choose the option “Manage My Card”

    4. You will receive a reply with options to select “Domestic / International/ Enhance limits”

    5. Choose the option you want to enable, such as Domestic Online Transactions, Contactless Transactions, or International Transactions.

    6. Enter the transaction limit you want to set. An OTP will be sent to your registered mobile number. Enter the OTP to confirm the change.

    7. Enter the last 4 digits of your Credit Card number.

    8. The current status of the selected transaction type will be shown as Enabled.

    IVR

    To enable or modify your HDFC Bank Credit Card controls and transaction limits, you can contact HDFC Bank's toll-free numbers:

  • Toll-free numbers: 1800 1600 or 1800 2600 (available from 8 am to 8 pm)
  • For overseas travel assistance: 022-61606160
  • By contacting our toll-free numbers, you can enable/modify limits for Domestic, International, Online, Contactless, ATM, and POS transactions on your Debit or Credit Card.

Card Management & Controls

Fees and Charges

Titanium Edge Credit Card Fees & Charges

  • Annual fee: Membership renewal fee waiver on spending ₹50,000 within a year.
  • Cash advance fee of 2.5%, with a minimum of ₹500, is applied to all cash withdrawals.
  • Interest: 3.49% interest per month on any unpaid balance carried past the due date of the bill.

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Fees and Charges

Credit and Safety

  • Revolving Credit is available at a nominal interest rate.

  • Get Up to 50 days of interest-free credit from the date of purchase.
  • The offer is subject to submission of the charge by the merchant.
  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.
  • Zero liability for fraudulent transactions if reported immediately to HDFC Bank’s 24/7 Call Centre
Credit and Safety

More Rewards with PayZapp

  • Link your HDFC Bank Titanium Edge Credit Card on PayZapp
  • Extra CashBack and Reward Points on utility bills, mobile recharge and more.
  • Get ₹1,000 CashBack on shopping in-app over 200+ brands.
  • Securely pay without the hassle of OTPs with ‘Swipe to Pay’.
More Rewards with PayZapp

Contactless Payment

  • The Titanium Edge Credit Card is enabled* for Contactless Payments at retail outlets.
  • *Note:
  • In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction.
  • For amounts of ₹5,000 or more, the Cardholder must enter the Credit Card PIN.
  • You may check for the Contactless Network Symbol on your card.
Contactless Payment

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

Titanium Edge Credit Card is a premium metal card that offers a range of rewards, benefits, and features designed to elevate your financial experience.

You can use the HDFC Titanium Edge Credit Card for various transactions like shopping, dining, travel bookings, and more. It offers rewards on specific categories, fuel surcharge waivers, and ​CashBack on certain transactions, making it a versatile card for everyday use.

While there may be an annual fee associated with the Titanium Edge Credit Card, it can be waived by meeting certain spending criteria. Click here for more details.

We are currently not accepting new applications for the HDFC Bank Titanium Edge Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.

HDFC Bank’s Titanium Edge Credit Card online offers ​​CashBack, reward points, dining privileges, fuel surcharge waiver, EMV Chip technology for enhanced security, and more.