Titanium Edge Credit Card

What's in store for you?

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Card Benefits and Features

Know more about the card

MyCards

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of your Regalia Gold Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

  • Credit Card Registration and Activation
  • Set up your Card PIN
  • Manage Card Controls like Online Spends, Contactless Transactions
  • View Transactions / Download e-Statements
  • Check Reward Points
  • Block/ Re-Issue Your Card
  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card
  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans 
  • Spends tracking
    Simple interface to track all your spends
  • Reward Points
    View and redeem points at the push of a button
Card Management & Controls

Fees and Charges

Titanium Edge Credit Card Fees & Charges

  • Annual fee: Membership renewal fee waiver on spending ₹50,000 within a year.
  • Cash advance fee of 2.5%, with a minimum of ₹500, is applied to all cash withdrawals.
  • Interest: 3.49% interest per month on any unpaid balance carried past the due date of the bill.

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Fees and Charges

Credit and Safety

  • Revolving Credit is available at a nominal interest rate.

  • Get Up to 50 days of interest-free credit from the date of purchase.
  • The offer is subject to submission of the charge by the merchant.
  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.
  • Zero liability for fraudulent transactions if reported immediately to HDFC Bank’s 24/7 Call Centre
Credit and Safety

More Rewards with PayZapp

  • Link your HDFC Bank Titanium Edge Credit Card on PayZapp
  • Extra CashBack and Reward Points on utility bills, mobile recharge and more.
  • Get ₹1,000 CashBack on shopping in-app over 200+ brands.
  • Securely pay without the hassle of OTPs with ‘Swipe to Pay’.
More Rewards with PayZapp

Contactless Payment

  • The Titanium Edge Credit Card is enabled* for Contactless Payments at retail outlets.
  • *Note:
  • In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction.
  • For amounts of ₹5,000 or more, the Cardholder must enter the Credit Card PIN.
  • You may check for the Contactless Network Symbol on your card.
Contactless Payment

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

Titanium Edge Credit Card is a premium metal card that offers a range of rewards, benefits, and features designed to elevate your financial experience.

You can use the HDFC Titanium Edge Credit Card for various transactions like shopping, dining, travel bookings, and more. It offers rewards on specific categories, fuel surcharge waivers, and ​CashBack on certain transactions, making it a versatile card for everyday use.

While there may be an annual fee associated with the Titanium Edge Credit Card, it can be waived by meeting certain spending criteria. Click here for more details.

We are currently not accepting new applications for the HDFC Bank Titanium Edge Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.

HDFC Bank’s Titanium Edge Credit Card online offers ​​CashBack, reward points, dining privileges, fuel surcharge waiver, EMV Chip technology for enhanced security, and more.