Teachers Platinum Credit Card

Card Benefits and Features

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Know more about the card

Credit Card Management & Controls

    Netbanking

    To enable card controls for your HDFC Bank Credit Card through NetBanking, follow these steps:

    1. Log in to HDFC Bank NetBanking using your Customer ID.

    2. Go to the Cards Tab >Select the card > Click Manage card>Manage Domestic and International Limits.

    3. You will be able to view your existing daily domestic and international usage limits.

    4. Enable or disable Online, Contactless, and International usage based on your preference.

    5. Click ‘Update’, enter the OTP received on your registered mobile number, and then click ‘Continue’.

    6. Your selected card controls will be updated instantly.

    Mobile Banking

    To enable card controls for your HDFC Bank Credit Card conveniently through our HDFC Bank MobileBanking App, follow these steps:

    1. Open the HDFC Bank MobileBanking App and log in using your credentials.

    2. Go to the ‘Cards’ section from the menu.

    3. Select the HDFC Bank Credit Card for which you want to enable card controls.

    4. Click ‘Manage Limits’, then enable/disable transaction types such as Online Transactions, Contactless Payments, and International Usage, or set transaction limits according to your preference.

    5. Click ‘Update’ to confirm your changes and enter your MPIN. The updated card control settings will be applied instantly.

    For more detailed management, you can also use our MyCards platform at https://mycards.hdfc.bank.in/ which offers a seamless experience without the need for passwords or downloads.

    MyCards

    To enable card controls for your HDFC Bank Credit Card via MyCards, follow these steps:

    1. Visit the MyCards portal- https://mycards.hdfc.bank.in/ on your desktop or mobile.

    2. Log in using your registered mobile number and the OTP received.

    3. For first-time users, enter the last four digits of your card.

    4. On the card homepage, click the ‘Card Control’ tab.

    5. Enable/disable features such as Online Transactions, Contactless Transactions, International Usage, and set usage limits as per your preference.

    6. Confirm your settings, and the changes will be applied instantly.

    PayZapp

    You can conveniently enable card controls for your HDFC Bank Credit Card through PayZapp by following these steps:

    1. Open the PayZapp app and log in using your credentials.

    2. On the homepage, tap the ‘MyCards’ tab> Select ‘Go to MyCards’.

    3. Log in using your registered mobile number and the OTP sent to your mobile.

    4. If you are a first-time user, enter the last four digits of your HDFC Bank Credit Card.

    5. On the card homepage, tap the ‘Card Control’ tab.

    6. Enable or disable features such as Online Transactions, Contactless Transactions, and International Usage, or set usage limits according to your preference.

    7. Confirm your settings. The updated card control settings will be applied instantly.

    WhatsApp Banking

    To enable card controls for your HDFC Bank Credit Card using WhatsApp Banking, follow the steps given below:

    1. Add HDFC Bank’s official WhatsApp number – 7070022222– to your contacts.

    2. Send the text "Credit Card" to this number.

    3. You will receive a reply with options. Choose the option “Manage My Card”

    4. You will receive a reply with options to select “Domestic / International/ Enhance limits”

    5. Choose the option you want to enable, such as Domestic Online Transactions, Contactless Transactions, or International Transactions.

    6. Enter the transaction limit you want to set. An OTP will be sent to your registered mobile number. Enter the OTP to confirm the change.

    7. Enter the last 4 digits of your Credit Card number.

    8. The current status of the selected transaction type will be shown as Enabled.

    IVR

    To enable or modify your HDFC Bank Credit Card controls and transaction limits, you can contact HDFC Bank's toll-free numbers:

  • Toll-free numbers: 1800 1600 or 1800 2600 (available from 8 am to 8 pm)
  • For overseas travel assistance: 022-61606160
  • By contacting our toll-free numbers, you can enable/modify limits for Domestic, International, Online, Contactless, ATM, and POS transactions on your Debit or Credit Card.

Card Management and Control

Fees and Charges

Teachers Platinum Credit Card Fees & Charges

  • Annual charges: ₹500 plus GST annually. 
    Starting from February 15, 2019, with the Teachers Platinum Credit Card, if you spend ₹50,000 annually, you will receive a waiver on the annual fee for the following year.

  • Interest: An interest rate of 3.49% per month will be applied to any outstanding balance carried beyond the due date indicated on the bill. 
    Effective September 1, 2020, a monthly interest rate of 3.6% (equivalent to an annual rate of 43.2%) will be levied on any unpaid balance remaining beyond the bill's due date. 

Download to know more detailed fees and charges.

Check now to know more about fees and charges.

Card Management and Control

Credit and Safety

  • Revolving Credit is available at a nominal interest rate (Check the fees and charges section for more details).

  • Get Up to 50 days of interest-free credit from the date of purchase.

  • The offer is subject to the submission of the charge by the merchant.

  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.

Card Management and Control

Renewal Charges

  • Membership Renewal Fee: ₹500 plus Applicable Taxes per year

  • With effect from 15th February 2019, on annual spends of ₹50,000 or more, get ₹500 renewal fee waived off on your HDFC Bank Teachers Platinum Credit Card.

  • An interest at the rate of 3.49% will be charged on any outstanding amount carried forward beyond the bill's due date.  

  • With effect from 1st September 2020, interest at the rate of 3.6% will be charged on any outstanding amount carried forward beyond the bill’s due date.

Renewal Charges

More Rewards with PayZapp

  • Link your HDFC Bank Teachers Platinum Credit Card on PayZapp. 

  • Earn additional CashBack and CashPoints on utility bills, mobile recharges and more.

  • Get ₹1,000 CashBack on shopping in-app over 200+ brands.

  • Securely pay without the hassle of OTPs with ‘Swipe to Pay’.

Card Management and Control

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Make Payments More Rewarding with PayZapp

Frequently Asked Questions

To use the HDFC Bank Teachers Platinum Credit Card, simply swipe it at any card-accepting terminal. You can also use it for online transactions. Earn rewards on educational spending and enjoy discounts on partner merchants. Pay bills, check statements, and manage your card online or through the HDFC Bank mobile app.

The Teachers Platinum Credit Card offers various benefits such as reward points on every spend, fuel surcharge waiver, comprehensive insurance protection, and special gifts on Teachers' Day. It also provides access to exclusive offers and privileges curated for teachers.

The HDFC Bank Teachers Platinum Credit Card is a premium ​​Credit Card designed specifically for teachers, offering exclusive ​​Platinum Card benefits, rewards, and privileges tailored to their profession. It is a perfect companion for educators looking for teacher discounts, educator perks, and classroom supplies rewards.

We are currently not accepting new applications for the HDFC Bank Teachers Platinum Credit Card. However, you can explore a range of other credit cards that may suit your needs. Click here to view our available options and find the right card for you.

The Teachers Platinum Credit Card comes with an annual fee of ₹500 plus GST. However, if you spend ₹50,000 annually, your next year's annual fee will be waived.