| Save up to 5% on you Personal spends of Rs. 5,00,000 in a year with Paytm HDFC Bank Credit Card | ||||
|---|---|---|---|---|
| List | Benefits & Offers | Spends per year | Savings per year | Assumptions |
| Key Benefit 1 | Get 3% cashback on all purchases on Paytm [Mall + Movies + Mini App] | 1,80,000 | 3% | Rs. 15,000 spends per month (except EMI spends) |
| Get 2% cashback on all other Paytm spends. | 1,44,000 | 2% | Rs. 12,000 spends per month (except EMI spends) | |
| Get 1% cashback on all other Retail Spends (non-EMI). | 96,000 | 1% | Rs. 8,000 spends per month (except EMI spends) | |
| Monthly Fee Benefit | Monthly Fee waived off on retail spends of INR 5,000 in a month | 1% | Rs. 60,000 spends per year (except EMI spends) | |
| Milestone/Welcome Benefits | Up to INR 1,200 Cashback Annually – Earn 1% CB upon spending INR 10,000 every month (non-EMI) | 10000 per month | 1% | Rs. 10,000 spends per month (except EMI spends) |
| Paytm First membership upon 1st Transaction of Rs.100 | 1% | Get Paytm First Membership for a year worth Rs.1,800 | ||
| Fuel Benefit | 1% Fuel Surcharge Waiver Min. transaction 400 | 72,000 | 1% | Rs. 6,000 spends per month |
| Total | 5,00,000 | 5% | ||
