Platinum Times Credit Card

What's in store for you

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Card Benefits and Features

Know more about the card

Card Control via MyCards

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of your Regalia Gold Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

  • Credit Card Registration and Activation
  • Set up your Card PIN
  • Manage Card Controls like Online Spends, Contactless Transactions
  • View Transactions / Download e-Statements
  • Check Reward Points
  • Block/ Re-Issue Your Card
  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card
  • Single Interface
    One unified platform for Credit Cards, Debit Cards, Fastag and Consumer Durable Loans.
  • Spends tracking
    Simple interface to track all your spends.
  • Reward Points
    View and redeem points at the push of a button.
Card Management & Controls

Fees and Charges

  • Joining/Renewal Membership Fees ₹1,000 plus Applicable Taxes
  • Check Now for detailed Fees and Charges.

Note: Effective November 01, 2020, the following terms and conditions apply: 
The Bank retains the authority to revoke the card if it remains inactive, without any transactions, for six consecutive months. Prior written notice will be sent to the registered email address, phone number, or communication address as per the Bank's records.

Fees and Charges

Reward Redemption

  • Get 3 Reward Points for every ₹150 spent on your card.
  • Weekday Dining Bonanza Reward Points.
  • Earn 10 Reward Points on every ₹150 spent on dining spends on weekdays.

(Note- Applicable only for transactions categorised under 'Restaurant' MCC)

  • Reward Points will remain valid for 2 years from the date of earning.
  • Click here to redeem.

Changes effective from 1st Sept', 2024:

  • Reward Points accrued for utility/telecom/cable transactions will be capped at 2,000/month.
  • Education payments made via CRED, Cheq, MobiKwik, etc. will not earn Reward Points.

Changes effective 1st Jan’, 2023:

  • 1% fee on rental transactions from the second transaction of the calendar month.
  • 1% markup on DCC transactions.
  • Rewards on grocery transactions will be capped at 1,000 per month.

Changes effective from 1st July, 2017:

  • EasyEMI and e-wallet loading transactions will not accumulate Reward Points.
  • Reward Points accrued will be reversed if a retail transaction is converted into SmartEMI.
  • Reward Points accrued for Insurance transactions will have a maximum cap of 2,000 per day.
  • Rewards Points will not be accrued for fuel transactions.
Card Control and Redemption

More rewards with PayZapp

  • Link your HDFC Bank Platinum Times Credit Card on PayZapp.
  • Extra CashBack and CashPoints on utility bills, mobile recharge, and more.
  • ₹1,000 CashBack on shopping in-app on 200 plus brands.
  • Securely pay without the hassle of OTPs with ‘Swipe to Pay.’
More rewards with PayZapp

Credit and Safety

  • Revolving Credit is available at a nominal interest rate.
  • Get Up to 50 days of interest-free credit from the date of purchase.
  • The offer is subject to submission of the charge by the merchant.
  • Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology
  • Zero liability on fraudulent Credit Card transactions reported immediately to HDFC’s 24/7 helpline
Credit and Safety

Contactless Payment

  • This Card is enabled* for contactless payments at retail outlets.

*Note:

  • In India, contactless payments up to ₹5,000 per transaction don’t require a PIN entry.
  • For amounts ₹5,000 or more, the cardholder must enter their Credit Card PIN for security.
  • You may check for the Contactless Network Symbol on your card.
Contactless Payment

Most Important Terms and Conditions

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

Yes, the HDFC Bank Platinum Times Credit Card allows you to make international transactions, providing you with global spending flexibility.

The credit limit on the Platinum Times Credit Card varies based on individual creditworthiness, rewards ​Credit Card eligibility, and the bank's assessment.

Enjoy exclusive movie ticket booking offers on the Platinum Times Credit Card, including a 50% discount on BookMyShow, earning you additional reward points.

To best use the Platinum Times Credit Card, ensure you use it for online and offline transactions for shopping, food and beverages, movie ticket bookings from BookMyShow, and other utility/bill payments. Moreover, spending over ₹2.5 lakh in a year also gets a renewal fee waiver allowing you to earn more savings with more spends.

The bank determines the minimum repayment amount for the HDFC Bank Platinum Times Credit Card, a top rewards Credit Card in India, and may vary based on the outstanding balance. Check your monthly statement for specific details.

The HDFC Bank Platinum Times Credit Card, designed for rewards enthusiasts, exclusive benefits for entertainment, dining, and shopping.