Doctor's Regalia Credit Card Fees & Charges

  • Initial year membership fee: ₹2,500 plus applicable taxes
  • Subsequent year membership fee: ₹2,500 plus applicable taxes
  • Welcome benefit of 2,500 reward points and a renewal benefit of 2500 reward points (this is applicable only after the membership fee is paid and is not applicable when the fee is waived off). *Terms and conditions apply
  • Renewal fee waiver on spending ₹3 lakh within 12 months.
  • Please click here to view the fees and charges applicable on your Regalia Credit Card.
     

 

Goods and Services Tax (GST)

 

  • Starting from July 1st, 2017, the Service Tax, Krishi Kalyan Cess (KKC), and Swachh Bharat Cess (SBC), previously totaling 15%, have been replaced by the Goods and Services Tax (GST) at a rate of 18%.
  • The GST applicable will vary based on the Place of Provision (POP) and Place of Supply (POS). If both POP and POS (Point of Sale) are within the same state, the applicable GST will be CGST and SGST/UTGST. Otherwise, it will be IGST.
  • For fees, charges, or interest transactions billed on the statement date, the GST will be reflected in the following month's statement.
  • In the case of any dispute regarding fees, charges, or interest, the GST levied will not be reversed.
     

 

Note
For cards acquired after November 1st, 2020, the following terms and conditions apply:
The bank reserves the authority to terminate the card if it remains inactive, with no transactions made, for a continuous period of six months. Prior written notice will be sent to the email address, phone number, or communication address registered in the bank's records before the cancellation.

Frequently Asked Questions

The Doctor's Regalia Credit Card has an initial annual fee of ₹2,500, which includes applicable taxes. Additionally, spending ₹3 lakh within 12 months entitles you to have the renewal fee waived for the following year.

The initial year membership fee stands at ₹2,500, along with applicable taxes. Subsequently, the yearly membership fee remains the same at ₹2,500, plus taxes. Benefit from a welcome offer of 2,500 reward points, and upon renewal, enjoy an additional 2,500 reward points. Please note that this renewal benefit is only applicable after the membership fee is paid and is not applicable when the fee is waived off. Additionally, if you spend ₹3 lakh within 12 months, you can have the renewal fee waived for the following year. Terms and conditions apply.

The Doctor's Regalia Credit Card incurs an initial annual membership fee of ₹2,500, inclusive of applicable taxes. Subsequently, the annual membership fee remains unchanged at ₹2,500, plus taxes. Furthermore, spending ₹3 lakh within 12 months qualifies you for a waiver of the renewal fee in the subsequent year.