Mr. Sanmoy Chakrabarti

Mr Sanmoy Chakrabarti is the Chief Risk Officer at HDFC Bank. In this role, he is responsible for determining the comprehensive risk appetite (covering Credit Risk, Market Risk, Operational Risk, Liquidity Risk, etc.) across various banking segments.

Additionally, Mr Chakrabarti oversees the Enterprise Risk Management framework in the Bank and guides the formulations of policies and procedures for ICAAP, Stress Testing methodology, and Group Risk Management. He is also responsible for identifying and managing any emerging risk having material impact on Bank’s activities.

Mr Chakrabarti joined the Bank in 2010 and worked in various senior risk management positions before becoming Chief Risk Officer.

Prior to HDFC Bank, Mr Chakrabarti has worked in ICICI Bank in India; Citibank in India, Bangladesh, Hong Kong, China; and Bank Danamon in Indonesia. During this period, he worked extensively on ALM risk modelling, bank-wide liquidity stress testing, credit analytics as well as merger and acquisition related activities.

Mr Chakrabarti is a member of the Indian Banks’ Association (IBA) Standing Committee on Risk Management and Basel Implementation. 

Mr Chakrabarti holds M.S. in Quantitative Economics from Indian Statistical Institute.