Paytm Credit Card Fees & Charges

Membership fee details:

• Membership Fee per Year: ₹500 plus applicable taxes.

• First-year fee waiver: Spend ₹30,000 (in non-EMI purchases) in the first ninety days and get the first-year's fee waived. 

• Renewal fee waiver: Spend ₹50,000 (in non-EMI purchases) annually and get the renewal fee waived.
   

Note:

• The following Paytm Credit Card fees will be charged to users who were onboarded before April 1, 2023, up until the point at which they are transferred to yearly pricing.

• Membership Fee each Month: ₹49 plus applicable taxes.

• Monthly fee reduced for retail purchases (non-EMI purchases) up to ₹5,000

• Customers onboarded before April 1, 2023, will be placed into the yearly pricing cycle one year after card issuance. 
   

To know more about reward points, annual fee, charges for Paytm Credit Card, interest free period, Credit Card fees, etc, click here 

Goods and Services Tax (GST)
Effective July 01, 2017 Goods & Services Tax (GST) is applicable on all Fees, Charges, and Interest transactions. The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.

GST for fees & charges / Interest transactions billed on the statement date will be reflected in the next month's statement.

GST levied will not be reversed on any dispute on fees & charges/interest.

Effective January 2023, please note the below additions in the fees and charges structure: 

• Rental Payments: 1% fee will be applicable on rental transactions from the second rental transaction onwards of the same calendar month.

• International DCC Transactions: 1% mark-up fees to be levied on International DCC transactions.