Note:
Effective November 01, 2020, the below terms and conditions apply:
The Bank retains the authority to deactivate the Card if it remains inactive for a continuous period of six months, following prior written notice sent to the email address, phone number, or communication address registered in the Bank's records.
The InterMiles HDFC Bank Platinum Credit Card comes with annual charges of only ₹1,000, along with applicable taxes.
No, the InterMiles HDFC Bank Platinum Credit Card is not free. A joining fee of ₹1,000 is applicable on this Card along with applicable taxes.
If the cardholder does not pay either the minimum amount due or the total amount due as indicated in each monthly billing statement, the bank will notify the customer of this non-payment and its intention to report the cardholder as a defaulter to the Credit Information Companies (CIC) if the payment is not made within seven days. Additionally, it will also lead to levy of late payment charges by the Bank which is standard all over the country.