Joining/Renewal Membership Fee
Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The joining fee for an IndianOil HDFC Bank Credit Card is ₹500 plus applicable taxes.
The renewal fee for an IndianOil HDFC Bank Credit Card is ₹500 plus applicable taxes.
The reissue charges for lost or damaged IndianOil HDFC Bank Credit Cards are ₹100. You can raise a reissue request through NetBanking, visiting HDFC Bank's official website, or directly through your nearest HDFC Bank branch.
The duplicate statement fee for the IndianOil HDFC Bank Credit Card is ₹10. The fee is levied only if you request a physical statement.
Cardholders of the IndianOil HDFC Bank Credit Card can enjoy up to 50 days of interest-free credit, depending on when the merchant processes the charge.
The overdue interest charges on the IndianOil HDFC Bank Credit Card are up to 3.49% per month (41.88% annually) on the outstanding amount.
Interest for the IndianOil HDFC Bank Credit Card is calculated daily on the balance due from the transaction date and compounded on a monthly basis.
The IndianOil HDFC Bank Credit Card requires a minimum payment of either 5% of the total outstanding balance or ₹200, whichever is higher.
The markup fee on cross-currency transactions made through the IndianOil HDFC Bank Credit Card is 3.5% of the transaction amount.
The IndianOil HDFC Bank Credit Card charges a 1% fee on rental transactions, capped at ₹3,000 per transaction. This fee is applicable to transactions made on any applicable merchant, effective from August 1, 2024.