For Salaried Applicants
For Self-Employed Applicants
Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
You must be at least 21 to be eligible for the IndianOil HDFC Bank Credit Card, regardless of your employment type.
Yes, a maximum age limit applies for the IndianOil HDFC Bank Credit Card. Salaried applicants must be under 60 years, while self-employed individuals must be below 65.
To apply for the IndianOil HDFC Bank Credit Card, salaried individuals must have a minimum net monthly income of ₹12,000, while self-employed applicants must earn at least ₹6 lakhs annually.
No, a person with a low credit score cannot apply for the IndianOil HDFC Bank Credit Card. The bank requires applicants to have a good credit score, above 750, to demonstrate financial responsibility and repayment capacity.
To apply for the IndianOil HDFC Bank Credit Card, you must be an Indian resident.
Yes, customers with outstanding debts on other credit cards can qualify for the IndianOil HDFC Bank Credit Card, subject to meeting the income and age criteria outlined by HDFC Bank.
No, a student cannot apply for the IndianOil HDFC Bank Credit Card. This card requires applicants to have a stable income and meet specific eligibility criteria, such as minimum age and creditworthiness. Students typically lack the financial independence and credit history to qualify for this credit card.
No, the applicant does not need to be a customer of IndianOil to apply for the IndianOil HDFC Bank Credit Card. This card is available to anyone meeting the eligibility criteria set by HDFC Bank.
Foreign nationals are not eligible for the IndianOil HDFC Bank Credit Card.
The IndianOil HDFC Bank Credit Card offers 5% fuel points on spending at IndianOil outlets, groceries, and bill payments, 1% fuel surcharge waiver, complimentary IndianOil XTRAREWARDS membership, zero lost card liability, and up to 50 days of interest-free credit.