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About HDFC Ergo Bike Insurance

HDFC ERGO Bike Insurance is designed to help protect your two-wheeler against unexpected events such as accidents, theft, natural calamities, and third-party liabilities. As per Indian law, every bike owner must have at least a third-party bike insurance policy.
 

With HDFC ERGO Comprehensive Bike Insurance, you get wider protection that covers both third-party liabilities and damages to your own vehicle. The policy can be further customised with add-ons such as Zero Depreciation Cover, No Claim Bonus Protection, and Emergency Roadside Assistance for enhanced peace of mind. Whether you own a motorcycle, scooter, moped, or electric bike, HDFC ERGO offers convenient online policy purchase and renewal, along with access to a network of 2,000+ cashless garages across India for a smoother claims experience.

Why HDFC ERGO Bike Insurance Should Be
Your First Choice

Save money on Premium
 

Buying bike insurance online from HDFC ERGO gives you the option to avail different plan and discounts by which you can save on premium.
 

Doorstep repair service
 

With HDFC ERGO insurance policy for bike you get doorstep repair service from our wide network of cashless garages.
 

AI enabled motor claim settlement
 

HDFC ERGO bike insurance policy offers AI tool IDEAS (Intelligent Damage detection Estimation and Assessment Solution) for claim settlements. The IDEAS supports instant damage detection and calculation of the claims estimate for the surveyors to help in motor claims settlement in real-time.
 

Emergency Roadside Assistance
 

With HDFC ERGO bike insurance policy you can opt for emergency roadside assistance add-on cover where vehicle can be repaired anytime and anywhere.
 

Annual Premium starting at just ₹538*
 

With an annual premium starting at just ₹538*, you should look to buy or renew bike insurance online from HDFC ERGO.
 

*T&C Apply.
 

Buy Policy Instantly
 

You can secure your Two-wheeler in just few minutes by buying bike insurance online from HDFC ERGO.

Key Features of HDFC Ergo Bike Insurance

Key Features

Benefits of HDFC Ergo Two-wheeler Insurance

Claim Settlement

AIenabled tool IDEAS

Own Damage Cover

Covers accident & natural or manmade calamities

Third Party Damage Cover

Covers thirdparty injuries and property damages

Choice of Unique Addons

Customize bike insurance policy by selecting addons like zero depreciation, emergency roadside assistance, etc.

Bike Insurance Premium

Starts at ₹538*

Personal Accident Cover

Up to ₹15 lakh~*

Cashless Garage Network

2,000+ garages across India

Buying & Renewal Process

Online


* Bike insurance premium may vary based on vehicle details, coverage selected, location, policy tenure, and other underwriting factors.

~ Personal Accident Cover is subject to applicable regulations, policy terms and conditions, and eligibility criteria.