Speciale Women’s Gold Savings Account FAQs

All you have to do is meet 2 conditions:

• Maintain Product Average Quarterly Balance in the Savings account of INR 1 lakh, for 1st Quarter from next month of Account opening. Please note these offers are not applicable on FD cushion
• Spend at least ₹25,000 on the Debit card in first 90 days from the date of Account opening. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions

This Amazon Pay Gift Card / Flipkart Voucher can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in

Example: If the customer has opened an account on 15th Sep’25, then Product Average Quarterly Balance as per T&C has to be maintained in Specialé Gold Savings account from Oct’25 to Dec’25. Also, the customer has to spend ₹25,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Sep’25 to 14th Dec’25. Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days from end of eligibility period i.e. latest by mid April.

Please note:

• These offers are not applicable on account upgrades and will be provided only on new account opening.
• Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time.
• In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding on me/us in all respects.
• Vouchers will be sent to you on your registered mobile number and email ID. The Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank.
• Customer would be eligible for all the subject debit card offers only once and cannot re-apply for the offers. The offers can be availed only once by the customer and would not be applicable for another account opened under the same product.

*Refer to the Terms and Conditions here.

To qualify for the Quarterly vouchers of Uber/Swiggy/PVR/Apollo Pharmacy worth ₹300 in the first year, all you have to do:

• Maintain Average Quarter of ₹1 Lakh every quarter from the next month of Account opening. Not applicable on FD cushion.
• Ensure your Debit Card is active every month on POS/Online spends. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions.

You will receive the voucher within 105 days from end of eligibility period.

Please note:

• These offers are not applicable on account upgrades and will be provided only on new account opening
• Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time.
• In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding on me/us in all respects.
• Vouchers will be sent to you on your registered mobile number and email ID. The Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank.
• Customer would be eligible for all the subject debit card offers only once and cannot re-apply for the offers. The offers can be availed only once by the customer and would not be applicable for another account opened under the same product.

Subject to qualification for every quarter in the first year from next month of Account opening, you can get these vouchers up to 4 times.

Following are the eligibility criteria:

• Minimum Average Quarterly Balance (AQB) of ₹1 Lakh in the 1^st quarter from the next month of account opening. Not applicable on FD cushion.
• Debit card should be active on POS/Online spends within 30 days of account opening. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions.

The Medibuddy package price varies as per promotional schemes being run by the companies and also the geographical location of service delivery.

For detailed T&Cs, click here: Offer Terms and Condition

Please note:

• These offers are not applicable on account upgrades and will be provided only on new account opening.
• Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time.
• In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding on me/us in all respects.
• Vouchers will be sent to you on your registered mobile number and email ID. The Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank.
• Customer would be eligible for all the subject debit card offers only once and cannot re-apply for the offers. The offers can be availed only once by the customer and would not be applicable for another account opened under the same product.

Insurance claim is subject to the following conditions being met:

• Debit card being active in the previous month of the claim
• Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions

Minimum Average Quarterly Balance (AQB) requirement of ₹1 lakh being met. Please note this is not applicable on FD cushion.

Cancer Care Cover is applicable for Speciale Gold female customers only.

Pre existing Diseases (PED) are not covered. Survival period : 30 days. Applicable for the first year of account opening only.

For detailed T&Cs, click here:Offer Terms and Condition

Please note:

• These offers are not applicable on account upgrades and will be provided only on new account opening.
• Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time.
• In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding on me/us in all respects.
• Vouchers will be sent to you on your registered mobile number and email ID. The Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank.
• Customer would be eligible for all the subject debit card offers only once and cannot re-apply for the offers. The offers can be availed only once by the customer and would not be applicable for another account opened under the same product.

Insurance claim is subject to the following conditions being met:

• Debit card being active in the previous month of the claim
• Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions

Minimum Average Quarterly Balance (AQB) requirement of INR 1 lakh being met. Please note this is not applicable on FD cushion

GoDigit Bharat Griha Raksha Covergae: Fire, including due to its own fermentation, or natural heating, or spontaneous combustion; explosion or Implosion; lightning; earthquake, volcanic eruption, or other like convulsions of nature; Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood and Inundation; Subsidence of the land on which Your Home Building stands, Landslide, Rockslide; Bush fire, Forest Fire, Jungle Fire; Impact damage of any kind, i.e., damage caused by impact of, or collision caused by any external physical object (e.g. vehicle, falling trees, aircraft, wall etc.); Missile testing operations; Riot, Strikes, Malicious Damages; Acts of terrorism (Coverage as per Terrorism Clause attached); Bursting or overflowing of water tanks, apparatus and pipes,; Leakage from automatic sprinkler installations.

Theft within 7 days from the occurrence of and proximately caused by any of the above Insured Events.

Exclusion: Any deliberate, wilful or intentional act; Loss, destruction or damage to stocks in cold storage due to change in temperature; War, invasion, war-like operations; Ionising radiation; Pollution or contamination; Property is missing or has been mislaid, Mysterious disappearances and unexplained losses; Consequential or indirect loss or damage; Costs, fees or expenses for preparing any claim; Loss, damage or destruction to any electrical/electronic machine, apparatus, fixture, or fitting by over-running, excessive pressure, short circuiting, arcing, self-heating or leakage of electricity from whatever cause (lightning included). This exclusion applies only to the particular machine so lost, damaged or destroyed.

Any reduction in market value of any Insured Property after its repair or reinstatement.

Loss or damage to any Insured Property removed from Your Home to any other place.

Loss of earnings, loss by delay, loss of market or other consequential or indirect loss or damage of any kind or description whatsoever.

Kutcha construction warranty - Dwelling constructed using wooden planks, thatched leaves, grass / hay / bamboo / plastic cloth / asphalt cloth / canvas / tarpaulin and the like.

*All terms and conditions as per Standard Godigit Bharat Griha Raksha Policy Wording.

For detailed T&Cs, click here

Please note:

• These offers are not applicable on account upgrades and will be provided only on new account opening
• Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time.
• In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding on me/us in all respects.
• Vouchers will be sent to you on your registered mobile number and email ID. The Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank.
• Customer would be eligible for all the subject debit card offers only once and cannot re-apply for the offers. The offers can be availed only once by the customer and would not be applicable for another account opened under the same product.

Claim Process:

1. Customer to initiate claim by writing us at healthclaims@godigit.com or call us at 1800-258-4242
2. Digit will reach out to the customer to get the required documents
3. Once Digit receive all the required document, claims will be assessed.
4. If the claim is admissible, amount will be paid insured
5. List of documents-
    

• MLC/FIR Report (If applicable)
• Disability Certificate (If applicable)
• Attending Physician Certificate (If applicable)
• Copy of Hospital Summary
• Death Certificate (If applicable)

House Insurance will be eligible on your correspondent/ mailing address, subject to debit being active in the previous month of claim and product benchmarks being met as per T&C.

Please refer to the detailed conditions above to understand eligibility.

Yes, you get free Domestic Airport Lounge access (Twice every quarter) with your complimentary Platinum Debit Card worth₹850.

Click here for details

*T&C apply

Enjoy voucher worth ₹2,000 from Amazon Prime, Swiggy, Uber, Ixigo, PVR, Amazon Pay on activating any 5 services as per T&C from the 10 services. Know more