Product benefits*
- Zero balance Account for you and your family
- Free Personal Accident Death Cover of up to ₹25 Lakh*
- Free Personal Accident Death Cover of ₹10 Lakh* on the account
- Free Personal Accident Death Cover up to ₹15 Lakh* on debit card
- Free Air Accident Death cover of up to ₹3.50 Crore*
- Free Air Accident Death cover of ₹50 Lakh* on the account
- International Air Accident Death Coverage up to ₹3 Crore* on debit card
- Flexi Health insurance Plan with OPD benefits and Health Check-up Voucher at discounted rate*
- Super Top Up health insurance plan at exclusive discounted premium cost*
Free Platinum Debit Card worth ₹850 p.a. with exclusive benefits:
- Personal Accidental Death Cover of up to ₹15 Lakh*
- International Air Accident death Coverage of up to ₹3 Crore*
- Up to ₹2 Lakh* of Fire & Burglary Insurance and ₹2 Lakh of Travel Insurance*
- 8 Complimentary* Airport Lounge access, 2 per quarter*
- Free Personal Accident Death Cover of up to ₹25 Lakh*
- Free Personal Accident Death Cover of ₹10 Lakh* on the account
- Free Personal Accident Death Cover up to ₹15 Lakh* on debit card
- Free Air Accident Death cover of up to ₹3.25 Crore *
- Free Air Accident Death cover of ₹25 Lakh* on the account
- International Air Accident Death Coverage up to ₹3 Crore* on debit card
- Flexi Health insurance Plan with OPD benefits and Health Check-up Voucher at discounted rate*
- Super Top Up health insurance plan at exclusively discounted premium *
- Nil Demat A/c opening charges
- Waiver of AMC for the 1st year on Demat Account*
- HDFC SKY - An all-in-one trading and investment fintech platform
- SmartWealth App - Ultimate digital investment platform for managing portfolios, tracking progress and achieving your financial milestones
* Terms & Conditions apply | The above offering is only for a new Demat & Trading A/c opening
- Up to 5 ATM transactions at HDFC Bank ATMs
- 3 Free ATM transactions/month at non-HDFC Bank domestic ATMs
- Nil Demat A/c opening charges
- Waiver of Annual Maintenance Charges for the 1st year on Demat Account
* Terms & Conditions apply | The above offering is only for a new Demat & Trading A/c opening
- Get preferential pricing on loans and super premium credit cards – Click here
Exclusively curated Speciale benefits
Customers with a net monthly salary credit of ₹1 Lakh or above can enjoy the benefits of the Speciale Salary Suite:
- Speciale Gold Salary Account: ₹1 Lakh to less than ₹3 Lakh
- Speciale Platinum Salary Account: ₹3 Lakh & above
Speciale Platinum Salary account comes with a host of privileges subject to monthly salary credit and Debit Card transaction (POS/Online)
All milestone offers are subject to the net monthly salary credit as given below:
- Corporate Salary A/c : >= ₹3 Lakh
- Government Salary A/c: >= ₹1.5 Lakh
Milestone 1: Taj / ITC/ Marriott voucher worth ₹5,000
Two months consecutive salary credits along with POS txn in the respective months within 90 days of A/c opening is required for getting eligible for the first milestone offer.
Following are the two scenarios in which a special salary customer can become eligible for 1st Milestone:
Scenarios for a Speciale Salary customer sourced in January:
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 1 | Salary Credit | Yes | Yes | Yes | Qualified for 1st milestone offer in Feb |
| POS txn via DC | Yes | Yes | Yes |
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 2 | Salary Credit | No | Yes | Yes | Qualified for 1st milestone offer in March |
| POS txn via DC | No | Yes | Yes |
Milestone 2: Amazon/ Flipkart worth ₹2500
The Customer gets eligible for the offer on consecutive 3rd salary credit along with the POS Transaction via Debit Card in the same month
Milestone 3 : Ola/Uber voucher worth ₹1,000
The Customer gets eligible for the offer on consecutive 4th salary credit along with the POS Transaction via Debit Card in the same month. (T&C Apply)
Click here for T&Cs for Speciale Salary Platinum offers
Speciale Gold Salary account comes with a host of privileges subject to monthly salary credit and Debit Card transaction (POS/Online)
All milestone offers are subject to the net monthly salary credit as given below:
- Corporate Salary A/c: ₹1 Lakh
- Government Salary A/c: ₹75,000
Milestone 1 : Amazon Prime/ SonyLIV/ Zee5 (12 Months OTT Membership) Two months consecutive salary credits along with Debit Card POS/Online txn in the respective months within 90 days of A/c opening is required for getting eligible for the first milestone offer.
Following are the two scenarios in which a special salary customer can become eligible for 1st Milestone:
Scenarios for a Speciale Salary customer sourced in January:
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 1 | Salary Credit | Yes | Yes | Yes | Qualified for 1st milestone offer in Feb |
| POS txn via DC | Yes | Yes | Yes |
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 2 | Salary Credit | No | Yes | Yes | Qualified for 1st milestone offer in March |
| POS txn via DC | No | Yes | Yes |
Milestone 2 : Amazon/ Flipkart voucher worth ₹1,000
The Customer gets eligible for the offer on consecutive 3nd salary credit along with the POS Transaction via Debit Card in the same month
Milestone 3 : Complimentary movie tickets from BookMyShow or PVR Inox
The Customer gets eligible for the offer on consecutive 4th salary credit along with the POS Transaction via Debit Card in the same month. (T&C Apply) Click here for T&Cs for Speciale Gold offers
Lifestyle Offers
Yes, you get free Domestic Airport Lounge access (Twice every quarter) with your complimentary Platinum Debit Card
Enjoy lifestyle offers worth over ₹2200 from NetMeds, Amazon Prime, Amazon pay, PVR, Swiggy, Ixigo on activating any 5 services. Know more
*T&C apply
Fees & Charges
For consolidated Savings Fees & Charges, please click here