| Personal Accidental Death Cover (Rs) | Platinum Debit Card (Classic / Preferred / Imperia / Platinum / Vishesh) | Times Points Debit Card / Millennia Debit Card / Rupay Premium and Rupay NRO Debit Card | GIGA Business Debit Card/ Business Debit Card | Rewards Debit Card / Gold Debit Card / Womans Debit Card | Criteria |
|---|---|---|---|---|---|
| Free Accidental Base Cover (Airline/Rail / Road) | Rs. 5 Lakhs | Rs. 5 Lakhs | Rs. 5 Lakhs | Rs. 5 Lakhs | One shopping transaction (POS/ PG) in last 30 days |
| Accelerated Insurance Cover (Airline/ Rail / Road | Base Cover of Rs.5lakhs + Accelerated Cover Upto Rs.5 Lakhs basis Spend Criterion. (Upto Rs.7 lakhs for HNW Plantinum basis Spends Criterion) | Base Cover of Rs.5lakhs + Accelerated Cover Upto Rs.5 Lakhs basis Spend Criterion | Base Cover of Rs.5lakhs + Accelerated Cover Upto Rs.5 Lakhs basis Spend Criterion | NA | Last twelve month Spends based criterion |
| Accidental Air Insurance Cover (International Travel*) | Rs. 3 Crore | Rs. 1 Crore | Rs. 1 Crore | Rs. 25 lakh | Valid on International Air Tickets purchased using HDFC Bank Debit Card*** |