Product benefits*
- Zero balance Account for you and your family
- Free Personal Accident Death Cover of up to ₹15 Lakh*
- Free Personal Accident Death Cover of ₹5 Lakh* on the account
- Free Personal Accident Death Cover up to ₹10 Lakh* on debit card
- Free Air Accident Death cover of up to ₹1.25 Crore *
- Free Air Accident Death cover of ₹25 Lakh* on the account
- International Air Accident Death Coverage up to ₹1 Crore* on debit card
- Flexi Health insurance Plan with OPD benefits and Health Check-up Voucher at discounted rate*
- Super Top Up health insurance plan at exclusive discounted premium cost*
*T&C apply
Salary Account T&C
Debit Card linked insurance T&C
Enjoy a Free Millennia Debit Card worth ₹500* along with a host of exclusive benefits, including:
- Personal Accidental Death Cover of up to ₹10 Lakh*
- International Air Accidental Death Cover of up to ₹1 Crore*
- Fire & Burglary Insurance Cover of up to ₹2 lakh*
- Travel Insurance Cover of up to ₹2 lakh*
- 4 complimentary domestic airport lounge visits every year (1 visit per quarter)*
- Free Personal Accident Death Cover of up to ₹15 Lakh*
- Free Personal Accident Death Cover of ₹5 Lakh* on the account
- Free Personal Accident Death Cover up to ₹10 Lakh* on debit card
- Free Air Accident Death cover of up to ₹1.25 Crore *
- Free Air Accident Death cover of ₹25 Lakh* on the account
- International Air Accident Death Coverage up to ₹1 Crore* on debit card
- Flexi Health insurance Plan with OPD benefits and Health Check-up Voucher at discounted rate*
- Super Top Up health insurance plan at exclusive discounted premium*
- Nil Demat A/c opening charges
- Waiver of AMC for the 1st year on Demat Account*
- HDFC SKY - An all-in-one trading and investment fintech platform
* Terms & Conditions apply | The above offering is only for a new Demat & Trading A/c opening
- Up to 5 ATM transactions at HDFC Bank ATMs
- 3 Free ATM transactions/month at non-HDFC Bank domestic ATMs
- Nil Demat A/c opening charges
- Waiver of Annual Maintenance Charges for the 1st year on Demat Account
* Terms & Conditions apply| The above offering is only for a new Demat & Trading A/c opening
- Get preferential pricing on loans and super premium credit cards – Click here
Exclusively curated Speciale benefits
Customers with a net salary credit of ₹1 Lakh get access to Speciale Salary suite
- Speciale Gold Salary Account: Net monthly salary credit of ₹1 Lakh to less than ₹3 Lakh
- Speciale Platinum Salary Account: Net monthly salary credit of ₹3 Lakh or above
Eligibility is subject to HDFC Bank's applicable terms and conditions.
Speciale Platinum Salary account comes with a host of privileges subject to monthly salary credit and Debit Card transaction (POS/Online)
- Corporate Salary A/c: ₹3 Lakh
- Government Salary A/c: ₹1.5 Lakh
Milestone 1: Taj / ITC/ Marriott voucher worth ₹5,000
Two months consecutive salary credits along with POS txn in the respective months within 90 days of A/c opening is required for getting eligible for the first milestone offer.
Following are the two scenarios in which a special salary customer can become eligible for 1st Milestone:
Scenarios for a Speciale Salary customer sourced in January:
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 1 | Salary Credit | Yes | Yes | Yes | Qualified for 1st milestone offer in Feb |
| POS txn via DC | Yes | Yes | Yes |
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 2 | Salary Credit | No | Yes | Yes | Qualified for1st milestone offer in March |
| POS txn via DC | No | Yes | Yes |
Milestone 2: Amazon/ Flipkart worth ₹2500
The Customer gets eligible for the offer on consecutive 3rd salary credit along with the POS Transaction via Debit Card in the same month
Milestone 3 : Ola/Uber voucher worth ₹1,000
The Customer gets eligible for the offer on consecutive 4th salary credit along with the POS Transaction via Debit Card in the same month. (T&C Apply)
Click here for T&Cs for Speciale Salary Platinum offers
Speciale Gold Salary account comes with a host of privileges subject to monthly salary credit and Debit Card transaction (POS/Online).
All milestone offers are subject to the net monthly salary credit as given below:
Corporate Salary A/c: ₹1 Lakh
Government Salary A/c: ₹75,000
Milestone 1 : Amazon Prime/ SonyLIV/ Zee5 (12 Months OTT Membership)
Two months consecutive salary credits along with Debit Card POS/Online txn in the respective months within 90 days of A/c opening is required for getting eligible for the first milestone offer.
Following are the two scenarios in which a special salary customer can become eligible for 1st Milestone:
Scenarios for a Speciale Salary customer sourced in January:
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 1 | Salary Credit | Yes | Yes | Yes | Qualified for 1st milestone offer in Feb |
| POS txn via DC | Yes | Yes | Yes |
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 2 | Salary Credit | No | Yes | Yes | Qualified for 1st milestone offer in March |
| POS txn via DC | No | Yes | Yes |
Milestone 2 : Amazon/ Flipkart voucher worth ₹1,000
The Customer gets eligible for the offer on consecutive 3nd salary credit along with the POS Transaction via Debit Card in the same month
Milestone 3 : Complimentary movie tickets from BookMyShow or PVR Inox
The Customer gets eligible for the offer on consecutive 4th salary credit along with the POS Transaction via Debit Card in the same month. (T&C Apply)
Click here for T&Cs for Speciale Gold offers
Lifestyle Offers
Yes, you get free Domestic Airport Lounge access (Once every quarter) with your complimentary Millennia Debit Card
Enjoy lifestyle offers worth over ₹2200 from NetMeds, Amazon Prime, Amazon pay, PVR, Swiggy, Ixigo on activating any 5 services. Know more
*T&C apply
Fees & Charges
Please refer to the consolidated Savings Fees & Charges here
Common FAQs
Just head to the App Store/Google Play and search “HDFC Bank App (Early Access)”. Once installed, register using your registered mobile number and NetBanking Password (or) Debit Card details
Yes, but you’ll need to enable international usage from your HDFC Bank App or NetBanking first.
To enable the international usage, login to your HDFC Bank App or NetBanking >> go to cards tab >> Manage Limits
Follow the below steps via HDFC Bank NetBanking: Home Page> Send Money > Add Payee
OR Follow the below steps via HDFC Bank App: Home Page > Send Money > Add New Payee
It could be due to network or mismatch in details. Ensure you’re using your registered mobile number and latest app version. Try again or contact support.
Cashback Offer – You can enjoy up to INR 1,800 cashback (5% up to Rs.150 per month/statement cycle) for 12 months on registering first bill on SMARTPAY with your Debit Card. Know more: SmartBuy | Offer Details | Save-more-on-automatic-bill-payments
Refer to the link for step by step process to regenerate your PIN: https://www.hdfc.bank.in/debit-cards/services/forgot-pin
You can set your Debit Card PIN via HDFC Bank App, NetBanking, or by visiting an ATM. Choose what's easiest for you.
To set the PIN, Login to HDFC Bank Netbanking - > Cards -> Debit Card -> Set / Reset PIN
Register two or more Utility bills on SMARTPAY using your HDFC bank Debit car and get E-Vouchers up to ₹500 on your favourite brands. Know more: SmartBuy | Offer Details | Save-more-on-automatic-bill-payments
SmartBuy | Offer Details | Save-more-on-automatic-bill-payments
No. Users can login via Customer ID and Password or they can scan a QR code and approve the login request via All-New HDFC Bank App on their registered mobile device.
UPI: Real-time, 24x7, no charges
IMPS: Real-time, bank account based
NEFT: Bank hours only, batch processing. Currently NEFT is 24*7. During non-working hours such as 7 PM to7 AM there is a transaction limit for NEFT but NEFT is not restricted.
You may have instant eligibility for select cards and loans. Login to Xpressway – Your one-stop destination to avail banking products & services via fully digital, do-it-yourself application process involving no paperwork. https://applyonline.hdfcbank.com/xpressway.html
To register on the All New HDFC Bank App, customer either needs to have an active Debit Card or be registered on the Net Banking.
You can do money transfer via UPI, IMPS, NEFT or RTGS from your HDFC Bank App or NetBanking. UPI is fastest and free.
Login to HDFC Bank NetBanking, go to send money > Register Now. You can then authenticate using Debit Card and OTP.
Refer to the below video to understand how to set Standing instruction for bill payments - https://www.youtube.com/watch?v=hptPZGXnkRU&pp=ygUPc21hcnQgcGF5LCBoZGZj
You can do money transfer via UPI, IMPS, NEFT or RTGS from your HDFC Bank App or NetBanking. UPI is fastest and free.
You can set or reset your debit card PIN:
- At any HDFC Bank ATM
- Through NetBanking
- Through the Mobile App
- Through MyCards PWA