Regalia First Credit Card Fees & Charges

Membership fee details:

  • First-year membership fee: ₹1,000 plus applicable taxes.
  • Renewal membership fee: ₹1,000 plus applicable taxes.
  • Welcome bonus of 1,000 reward points and a renewal bonus of 1,000 reward points.
  • Spend ₹1 lakh within 12 months to receive a waiver on the renewal fee for the following year.
    Click here for detailed fees and charges.
     

Note:
Effective November 1, 2020, the following terms and conditions apply:
The bank maintains the right to cancel a card if it remains inactive for six consecutive months, following a written notice sent to the registered email, phone number, or communication address on record.

Goods and Services Tax (GST)

  • Starting from July 1, 2017, the service tax, KKC, and SBC at 15% are replaced by Goods and Service Tax (GST) at 18%. 
  • The applicable GST depends on the place of provision (POP) and the place of supply (POS). If both POP and POS are in the same state, the applicable GST is CGST and SGST/UTGST; otherwise, it is IGST.
  • GST for fees, charges, and interest transactions billed on the statement date will be reflected in the next month's statement.
  • GST levied will not be reversed in case of any dispute on fees, charges, or interest.

Frequently Asked Questions

The Regalia First Credit Card incurs an annual fee of ₹1,000 plus applicable taxes.

If the cardholder fails to make payment of either the minimum amount due or the total amount due on their monthly billing statement, the bank will notify them of the non-payment and its intention to report them as a defaulter to the Credit Information Companies (CIC) if the payment is not made within 7 days.

The Regalia First Credit Card entails certain fees and charges for its members. Upon joining, there is a first-year membership fee of ₹1,000 plus applicable taxes. Similarly, for subsequent years, members are required to pay a renewal membership fee of ₹1,000 plus applicable taxes. These fees ensure access to the benefits and privileges associated with the Regalia First Credit Card.