Mr. Ramesh Lakshminarayanan

Mr. Ramesh Lakshminarayanan is Group Head - Information Technology and Chief Information Officer (CIO) at HDFC Bank. Mr. Lakshminarayanan is responsible for taking the Bank’s technological transformation journey to the next level. He leads the entire IT and Digital function of the Bank to unify all the technology and digital developments and create a more holistic core and customer experience layer.

His role cuts across verticals at the Bank. He is responsible for technology strategy, strengthening foundational technology, enhancing the digital capabilities and harnessing new age AI/ML technology solutions for the bank.

Mr. Lakshminarayanan joined the Bank from CRISIL, where he spent 3 years as Chief Technology and Information Officer. In this role, he was responsible for the transformation of CRISIL’s businesses by leveraging technology, data and analytics. Prior to this, he co-founded a big data and analytics start-up - Pragmatix Services Pvt Ltd which was acquired by CRISIL in 2017.

An industry veteran with over 25 years of experience, Mr. Lakshminarayanan has held leadership positions with organizations such as Citibank, ABN AMRO Bank, and Kotak Mahindra Group.

Mr. Lakshminarayanan holds a Bachelor’s degree in Physics from Mumbai University and an MBA from University of Pune. In his free time, Mr. Lakshminarayanan likes to watch cricket and listen to music.