Bajaj Allianz Individual Travel Insurance

All You Need To Know About The Plan

Overview

At Bajaj Allianz, we have come up with individual travel insurance plans that offer value for money along with comprehensive coverage including personal liability protection and emergency cash advance.

  • Travel Companion Plan

This is a basic travel cover that provides you with complete medical and health cover while you are travelling to an international destination. It provides Personal Accident coverage, medical and baggage loss coverage among other options.

  • Individual Travel Prime Plan

It is specially designed to offer comprehensive coverage against most risks you might face during your international travels.

  • Individual Travel Elite Plan

It offer flexible sum insured options, trip delay protection and personal liability cover,

The plan offers coverage for hijack

Card Reward and Redemption

Features

  • A travel policy that caters to the specific needs of an individual travelling abroad.

  • It covers all medical eventualities including hospitalization and other incidental expenses at a fraction of amount that would be otherwise needed.

  • The individual travel insurance not only supports you at the time of distress but also covers you if there is a burglary at your home while you are away or if your trip gets cancelled or curtailed.

  • It offers coverage for

    1.Loss of Checked Baggage

    2.Delay of Baggage

    3. Personal Accident

    4. Loss of passport

    5. Golfer Hole-in-one

    6. Emergency Cash Advance

    7. Difference in Airfare due to delayed or early return

    Click Here to read the policy wording.

Card Reward and Redemption

Exclusions

  • Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
  • Routine physical or other examination where there is no objective indication of impairment of normal health. 
  • Medical expenses beyond the expiry of the policy period.
  • Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety/stress/depression/nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs.
  • Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), engaging in any criminal or illegal act.
  • Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing. 
  • Experimental, unproven or non-standard treatment.
  • Treatment by any other system other than modern medicine (also known as Allopathy).
  • The cost of spectacles, contact lenses, hearing aids, crutches and all other external appliances and/or devices whether for diagnosis or treatment.
  • Delay of baggage when the intended destination is in India.
  • Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  • Loss caused by the insured's failure to take reasonable steps to guard against the loss of passport.

Please note: For details, please refer to the product brochure for policy terms and conditions.

Card Reward and Redemption

Claims Process

You would need to register a claim as soon as possible by using the link https://www.bajajallianz.com/claims/travel-insurance/claim-process.html or over the phone by dialling our Toll free number - 1800-209-5858, post which you will be connected to our customer care executive who will guide you through the entire Insurance claim process.

You can also use our Global Travel Helpline by giving us a missed call on +91 124 6174720.

Commission on General Insurance

Card Reward and Redemption