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No Swipe EMI Payment

EMI Calculator

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Key Features of Cardless EASYEMI

Key Features

  • Easy: Enjoy Pre-Approved Loans with flexible EMIs, without any down-payment from leading stores and online merchants.
  • Convenient: Purchase with just your mobile and PAN number. No Card or document submission required
  • Flexible repayment: From 3 months to 24 months, choose a tenure according to your needs with our pocket-friendly repayment options.
  • Instant approvals and disbursal: Skip the waiting period and processing time
  • Full finance: Get 100% finance to buy any products and services and pay a convenience fee of just ₹299 + GST.
  • Available at leading stores and online merchants: Enjoy the Cardless EASYEMI  at popular stores such as Reliance Digital, Croma, Vijay Sales, Flipkart, Myntra, among others.
Key Features

Cardless EASYEMI Options

Where can you use the Cardless EASYEMI?

Category Brands
Electronics and smartphones Apple, Samsung electronics, Samsung mobiles, Sony, LG, Bosch, Whirlpool, OnePlus, Apple ( MacBook & iPad ) , HP, Dell , Samsung tabs & many more
eCommerce & Travel Amazon, Makemytrip, Goibibo, Easemytrip & many more
Furniture / Home Décor Royal Oak, Damro & many more
Health & Wellness / Hospitals VLCC, Dr Batra, Kolors, Kaya, Vibes, Clove Dental, Apollo, Indira IVF & many more
Education BYJUs, Intellipaat, Simplilearn, ExcelR & many more
Others Policybazaar, Niva Bupa Health Insurance, Aditya Birla Health Insurance & many more

*Please be aware that this list is not exhaustive and there could be more brands offering Cardless EASYEMI.

No Swipe EMI Options

Most Important Terms & Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
Most Important Terms & Conditions

Wondering if you are eligible?

Eligibility Criteria

  • HDFC Bank Cardless EASYEMI option is extended to select pre-approved customers.
  • Check your pre-approved loan offer by sending ‘EasyEMI’ to 7070022222 on WhatsApp or via SMS from your registered mobile number.
2132890439

How does EASYEMI work?

  • Visit a store and select a product
  • At the billing counter, opt for the Cardless EASYEMI option.
  • Provide your 10-digit mobile number and PAN number.
  • You will receive an OTP, share it with the retailer.
  • Your transaction will be completed successfully.

Terms & Conditions apply.

Click here to view Cardless EASYEMI partners

Swiggy HDFC Bank Credit Card Application Process

More About Cardless EASYEMI

With our ‘Full Finance’ feature, enjoy 100% funding for your purchase along with our no-down-payment feature. You can make purchases simply by providing your mobile number and PAN, without having to submit additional documents. Flexible Repayment options range from 3 to 24 months, keeping your EMIs affordable. Get Instant Approval within minutes, shop at multiple leading stores and access Cardless EASYEMI Online for a minimal fee of ₹299 plus GST. 

HDFC Bank Cardless EASYEMI offers 100% financing, flexible tenures (3-24 months), instant approvals, no documentation, no Card required and is available across various stores and online platforms for a convenient and seamless shopping experience.

Visit a store and select a product.  At the billing counter, opt for the Cardless EASYEMI option.  Provide your 10-digit mobile number and PAN number.  Share the OTP you have received with the retailer to complete the transaction. Click here to view the partners under Cardless EASYEMI.

Frequently Asked Questions 

HDFC’s Cardless EASYEMI allows you to make purchases without any physical cards.
You can proceed with a documentation-free EMI transaction at partner stores and online, across categories like electronics, mobiles, apparel, décor and many more!

Yes, our Cardless EASYEMI facility offers a flexible repayment option ranging from 3-24 months.

No documents are required to access Cardless EASYEMI.