Product benefits*
Your Regular Salary Account comes with a host of benefits:
- Zero balance Account for you and your family
- Free Personal Accident Death Cover of up to ₹16 Lakh*
- Free Personal Accident Death Cover of up to ₹1 Lakh* on the account
- Free Personal Accident Death Cover up to ₹15 Lakh* on the DC
- Free Air Accident Death cover of up to ₹3.05 Crore*
- Free Air Accident Death cover of ₹5 Lakh* on the account
- International Air Accident Death Coverage up to ₹3 Crore* on Debit Card
- Super Top Up health insurance plan at discounted premium cost*
*T&C apply
Free MoneyBack Debit Card with exclusive offers:
- Personal Accidental Death Cover of up to ₹15 Lakh*
- Up to ₹2 Lakh of Fire & Burglary Insurance and ₹2 Lakh of Travel Insurance*
- International Air Accident Death Coverage up to ₹3 Crore*
- Free Personal Accident Death Cover of up to ₹16 Lakh*
- Free Personal Accident Death Cover of up to ₹1 Lakh* on the account
- Free Personal Accident Death Cover up to ₹15 Lakh* on the DC
- Free Air Accident Death cover of up to ₹3.05 Crore*
- Free Air Accident Death cover of ₹5 Lakhs* on the account
- International Air Accident Death Coverage up to ₹3 Crore* on Debit Card
- Super Top Up health insurance plan at discounted premium cost*
*Terms & Conditions apply
Debit Card linked insurance T&C
- Nil Demat A/c opening charges
- Waiver of AMC for the 1st year on Demat Account*
- HDFC SKY - An all-in-one trading and investment fintech platform
- Up to 5 ATM transactions at HDFC Bank ATMs
- 3 Free ATM transactions/month at non-HDFC Bank domestic ATMs
- Nil Demat A/c opening charges
- Waiver of Annual Maintenance Charges for the 1st year on Demat Account
* Terms & Conditions apply| The above offering is only for a new Demat & Trading A/c opening
- Get preferential pricing on loans and super premium credit cards – Click here
Exclusively curated Speciale benefits
Customers with a net salary credit of ₹1 Lakh get access to Speciale Salary suite
- Speciale Platinum Salary account for customers getting a net salary credit: > ₹3 Lakh
- Speciale Gold salary account for customers getting a net salary credit: > 1Lakh to < ₹3 Lakh
Speciale Platinum Salary account comes with a host of privileges subject to monthly salary credit and Debit Card transaction (POS/Online)
All milestone offers are subject to the net monthly salary credit as given below:
- Corporate Salary A/c : >₹3 Lakh
- Government Salary A/c: >₹1.5 Lakh
Milestone 1: Taj / ITC/ Marriott voucher worth ₹5,000
Two months consecutive salary credits along with POS txn in the respective months within 90 days of A/c opening is required for getting eligible for the first milestone offer.
Following are the two scenarios in which a special salary customer can become eligible for 1st Milestone:
Scenarios for a Speciale Salary customer sourced in January:
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 1 | Salary Credit | Yes | Yes | Yes | Qualified for 1st milestone offer in Feb |
| POS txn via DC | Yes | Yes | Yes |
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 2 | Salary Credit | No | Yes | Yes | Qualified for1st milestone offer in March |
| POS txn via DC | No | Yes | Yes |
Milestone 2: Amazon/ Flipkart worth ₹2500
The Customer gets eligible for the offer on consecutive 3rd salary credit along with the POS Transaction via Debit Card in the same month
Milestone 3 : Ola/Uber voucher worth ₹1,000
The Customer gets eligible for the offer on consecutive 4th salary credit along with the POS Transaction via Debit Card in the same month. (T&C Apply)
Click here for T&Cs for Speciale Salary Platinum offers
Speciale Gold Salary account comes with a host of privileges subject to monthly salary credit and Debit Card transaction (POS/Online)
All milestone offers are subject to the net monthly salary credit as given below:
Corporate Salary A/c : ₹1 Lakh
Government Salary A/c: ₹75,000
Milestone 1 : Amazon Prime/ SonyLIV/ Zee5 (12 Months OTT Membership)
Two months consecutive salary credits along with Debit Card POS/Online txn in the respective months within 90 days of A/c opening is required for getting eligible for the first milestone offer.
Following are the two scenarios in which a special salary customer can become eligible for 1st Milestone:
Scenarios for a Speciale Salary customer sourced in January:
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 1 | Salary Credit | Yes | Yes | Yes | Qualified for 1st milestone offer in Feb |
| POS txn via DC | Yes | Yes | Yes |
| Jan | Feb | March | Status | ||
|---|---|---|---|---|---|
| Scenario 2 | Salary Credit | No | Yes | Yes | Qualified for 1st milestone offer in March |
| POS txn via DC | No | Yes | Yes |
Milestone 2 : Amazon/ Flipkart voucher worth ₹1,000
The Customer gets eligible for the offer on consecutive 3rdsalary credit along with the POS Transaction via Debit Card in the same month
Milestone 3 : Complimentary movie tickets from BookMyShow or PVR Inox
The Customer gets eligible for the offer on consecutive 4th salary credit along with the POS Transaction via Debit Card in the same month. (T&C Apply)
Click here for T&Cs for Speciale Gold offers
Lifestyle Offers
Enjoy lifestyle offers worth ₹2,200 from NetMeds, Amazon Prime, Amazon pay, PVR, Swiggy, Ixigo on activating any 5 services with 30 days of account opening. Know more
*T&C apply
Fees & Charges
Please refer to the consolidated Savings Fees & Charges here
Product offers available*
- Up to 5 ATM transactions at HDFC Bank ATMs
- 3 Free ATM transactions/month at non-HDFC Bank domestic ATMs
- Nil Demat A/c opening charges
- Waiver of Annual Maintenance Charges for the 1st year on Demat Account- Free from 2nd year onwards on performing 1 transaction per annum
* Terms & Conditions apply| The above offering is only for a new Demat & Trading A/c opening
- Get preferential pricing on loans (Apply Online)
- Get access to our Super Premium Credit cards (Apply Online)
Getting started with your new account*
You can track your welcome kit or card status online using your reference number. If not received in 7 working days, reach out to support.
Just head to the App Store/Google Play and search “HDFC Bank MobileBanking”. Once installed, register using your Customer ID & OTP.
Not necessarily! You can register directly using your debit card details or Customer ID + OTP.
Yes! You can set your registered mobile number or a User ID as your login once registered. Go to settings in the app to update.
UPI & Bill Payments
Open the HDFC Bank Mobile App ➝ Go to UPI ➝ Create a new UPI ID and link your account. It's instant!
PayZapp is our payments app for bill payments, offers, and shopping. Download from app store and register using your mobile number.Download - PayZapp UPI Wallet, Pixel Card – Apps on Google Play
Electricity, water, broadband, DTH, credit cards, and more. You can also recharge FASTag and mobile instantly.
Yes! You can set AutoPay for bills via MobileBanking. Choose your biller and frequency once.
General FAQs
Use Mobile App ➝ Dashboard or just give a missed call to 1800 270 3333 from your registered number.
Yes! You can view and manage multiple HDFC Bank accounts using one login in the Mobile App.
Yes, NetBanking is accessible globally — just ensure you have your Customer ID and OTP-ready mobile number.
Call us anytime at 1800 1600 / 1800 2600 / 022-61606161 or visit our Help Section.
Common FAQs
Just head to the App Store/Google Play and search “HDFC Bank App (Early Access)”. Once installed, register using your registered mobile number and NetBanking Password (or) Debit Card details
To register on the All New HDFC Bank App, customer either needs to have an active Debit Card or be registered on the Net Banking.
No. Users can login via Customer ID and Password or they can scan a QR code and approve the login request via All-New HDFC Bank App on their registered mobile device.
It could be due to network or mismatch in details. Ensure you’re using your registered mobile number and latest app version. Try again or contact support.
You can set your Debit Card PIN via HDFC Bank App, NetBanking, or by visiting an ATM. Choose what's easiest for you.
To set the PIN, Login to HDFC Bank Netbanking - > Cards -> Debit Card -> Set / Reset PIN
Yes, but you’ll need to enable international usage from your HDFC Bank App or NetBanking first.
To enable the international usage, login to your HDFC Bank App or NetBanking >> go to cards tab >> Manage Limits
Refer to the link for step by step process to regenerate your PIN: https://www.hdfc.bank.in/debit-cards/services/forgot-pin
Refer to the below video to understand how to set Standing instruction for bill payments - https://www.youtube.com/watch?v=hptPZGXnkRU&pp=ygUPc21hcnQgcGF5LCBoZGZj
Cashback Offer – You can enjoy up to INR 1,800 cashback (5% up to Rs.150 per month/statement cycle) for 12 months on registering first bill on SMARTPAY with your Debit Card. Know more: SmartBuy | Offer Details | Save-more-on-automatic-bill-payments
Register two or more Utility bills on SMARTPAY using your HDFC bank Debit car and get E-Vouchers up to ₹ 500 on your favourite brands. Know more: SmartBuy | Offer Details | Save-more-on-automatic-bill-payments
SmartBuy | Offer Details | Save-more-on-automatic-bill-payments
You can do money transfer via UPI, IMPS, NEFT or RTGS from your HDFC Bank App or NetBanking. UPI is fastest and free.
Login to HDFC Bank NetBanking, go to send money > Register Now. You can then authenticate using Debit Card and OTP.
UPI: Real-time, 24x7, no charges
IMPS: Real-time, bank account based
NEFT: Bank hours only, batch processing. Currently NEFT is 24*7. During non-working hours such as 7 PM to7 AM there is a transaction limit for NEFT but NEFT is not restricted.
Follow the below steps via HDFC Bank NetBanking: Home Page> Send Money > Add Payee
OR Follow the below steps via HDFC Bank App: Home Page > Send Money > Add New Payee
You may have instant eligibility for select cards and loans. Login to Xpressway – Your one-stop destination to avail banking products & services via fully digital, do-it-yourself application process involving no paperwork. https://applyonline.hdfcbank.com/xpressway.html
You can set your Debit Card PIN via HDFC Bank App, NetBanking, or by visiting an ATM. Choose what's easiest for you.
To set the PIN, Login to HDFC Bank Netbanking - > Cards -> Debit Card -> Set / Reset PIN