Millennia Credit Card

Current Account

  • 15x free cash deposits basis account balances*
  • Account Balance Commitment waiver with SoundBox/PoS solutions*
  • Free Business Insurance up to ₹10 lakh*
  • Free RTGS, NEFT and IMPS Transactions*
  • Free Business Debit Card with yearly savings up to ₹25,850*

For terms and conditions, please scroll to the bottom of the page.

 

SmartHub Vyapar App

  • Rent reversal on Soundbox* and POS devices#
  • Flat ₹999 installation fee instead of ₹1200 on POS devices
  • Get Dukandar Suraksha at annual premium of ₹5791
  • Avail overdraft up to ₹10 lakhs with interest at ₹50/day!

For terms and conditions, please scroll to the bottom of the page.

 

Working Capital

  • 0.25% processing fees (plus taxes) of the facility amount*

For terms and conditions, please scroll to the bottom of the page.

 

Smart Gateway

Your Payment Gateway to Smarter, Faster, and Secured Payments

 

  • 50% off on Integration Fees*

For terms and conditions, please scroll to the bottom of the page.

 

Business Credit Cards

  • ₹500 Amazon/Fuel voucher on making a GST/IT payment*
  • ₹250 voucher on first transaction#
  • Amazon Prime membership or ₹1500 Amazon Voucher$
  • 25% value back on ICAI / professional membership renewal!
  • Club Marriott Annual Membership + Taj Stay voucher worth ₹5,000@

For terms and conditions, please scroll to the bottom of the page.

 

XPRESS Business Loan

  • Loan amount up to ₹2 crores*
  • 50% Off on Processing Fees for all MSMEs*
  • Interest Rate 12.50%* onwards*
  • Nil Processing fee for loan amount up to ₹5 lakhs for MSEs*
  • Nil Foreclosure charges for loan amount up to ₹50 lakhs for MSEs*

For terms and conditions, please scroll to the bottom of the page.

 

Terms & Conditions

*T&C Apply on all offers stated. Offers subject to change as per sole discretion and policy of HDFC Bank Ltd. The offer does not have a defined end date.

*Offer applicable to newly onboarded TIDs only, for first 12 months.
 

#50% off on monthly rental for All-in-One POS devices only. Zero rental on ₹2 lakhs monthly volume in Tier 2 cities and zero rental on ₹3 lakhs monthly volume in top 30 cities
 

@Risk covered for fire & burglary, digital theft of funds, cash in transit & safe, accidental death, and terminal insurance. Starting at an annual premium of ₹5791
 

!Offer valid for every ₹1 lakh utilised

*Offer is applicable only on the cases logged in between the MSME Day offer validity period
 

*The offer is not applicable for Dukandar overdraft and GST overdraft products.
 

*Udyam Registration Certificate is mandatory.

*Offer applicable for new MSME merchants on SmartGateway being onboarded till 31st July’26
 

*Applicable to all new ARN being onboarded on SmartGateway ( except for SG payment links and P4B links ) during the offer period.
 

*Standard AMC charges will be applicable for onboarding the given Promo Code.
 

*The offer cannot be offered with any other existing promo ( COMP25/ StartUp etc)
 

*The Promo code needs to be mentioned in the SmartHub application form by MRM to be able to extent the offer to merchant.
 

*Merchant must have an existing HDFC bank account.

*Applicable for business credit card fresh issuances as part of MSME day campaign from 26th Jun ’26 to 26th Jul’26. Cards approved beyond 26th Jul’26 will not be considered. Customer to make GST/IT transaction within 37 days of issuance to qualify for the ₹500 voucher.
 

#Applicable for BizFirst, Grow, Giga. Customer to make first transaction within 37 days of issuance to qualify for the ₹250 voucher.
 

$Applicable on BizPower card . Get Amazon Prime membership or Rs. 1500 Amazon Voucher on 1 Tax (IT,GST) or Travel or Ads(Meta Ads, Google Ads) transaction in first 30 days of card issuance
 

@Applicable on BizBlack card on spends of Rs. 1.5 lakh. Customer to make transaction within 90 days of issuance to qualify for the membership and voucher.
 

!Value back as a gift voucher upto Rs. 2000. The voucher is applicable on the payments made by HDFC Bank business bank credit cards only, and the offer is solely available at the bank's discretion

*T&C Apply. Loan amount ≥50L. Low Risk profile. Valid Udyam Registration Certificate (URC) required at the time of application. Subject to eligibility criteria and internal assessment. Loan at the sole discretion of HDFC Bank.