Joining/Renewal Membership Fee
Fee Waiver:
Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank EasyEMI Card offers automatic EMI conversion for purchases above ₹10,000, with a 9-month tenure. Cardholders enjoy up to 5% cashback on online and offline transactions, and contactless payment options. The card also provides zero lost card liability.
The HDFC Bank EasyEMI Card has a renewal membership fee of ₹500 plus applicable taxes. However, if you spend ₹50,000 or more in the previous year, the renewal fee is waived.
The HDFC Bank EasyEMI Card has a joining membership fee of ₹500 plus applicable taxes. However, you can get the first-year membership fee waived if you spend ₹20,000 or more within 90 days.
The foreign currency markup for the EasyEMI Card is 3.5% on all foreign currency spends.
When transferring a balance to the EasyEMI Card, a fee of 1% of the transfer value or ₹250, whichever is higher, is applied, plus taxes.
You can get a 1% discount on the fuel surcharge at all Indian fuel stations (for transactions of ₹400 or more, with a maximum cashback of ₹250 each statement cycle).
The EasyEMI Card charges ₹100 for replacing a lost or damaged card.