Millennia Card

Types of Millenia Cards

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Millennia Credit Card

Feature

  • 5% Cashback On Amazon, Bookmyshow, Etc.
  • Gift Vouchers Worth ₹1,000
  • Up To 20% Discount Via Swiggy Dineout

Cashbacks On

Cult.fit, Flipkart, Myntra & many more

Benefits:

Millennia Debit Card

Millennia Debit Card

Features

  • Up To ₹4,800 Cashback Every Year
  • Higher Debit Card Limits
  • 4 Complimentary Lounges Access Annually

Cashbacks On

PayZapp and SmartBuy

Easy EMI Card

Easy EMI Card

Live Better Every Day.

Features:

  • 5% Cashback On Amazon, Flipkart & More
  • Fuel Surcharge Waiver
  • Gift Vouchers Worth ₹1000

CashBack On:

Amazon, Flipkart, payzapp, smartbuy

Benefits:

Millennia Prepaid Card

Millennia Prepaid Card

Features

  • 5% Cashback On Shopping Via Payzapp & Smartbuy
  • Personal Accidental Insurance Of ₹1,00,000
  • 5 Year Validity

More About Millenia Cards

The HDFC Bank Millennia Cards offer a range of benefits and features designed to enhance the user experience. Below are some of the features that are available on certain variants of Millennia Cards:

CashBack on Transactions:

Earn CashBack on online and in-store purchases, including payments made on popular e-commerce platforms, ensuring you get rewarded for your everyday spending.

Welcome Benefits:

Enjoy attractive welcome offers such as bonus CashBack, reward points, and discounts on initial transactions made within the first few months of card issuance.

Contactless Payments:

Benefit from the convenience and security of contactless payments, allowing quick and safe transactions without the need to swipe or insert your card.

Easy EMI Options:

Convert your high-value purchases into easy EMIs, making it easier to manage your finances by spreading the cost over several months.

Fuel Surcharge Waiver:

Save on fuel expenses with a waiver on fuel surcharge at petrol pumps across India, reducing the overall cost of refueling. These waivers are applicable on certain cards such as Easy EMI Card and Millennia Credit Card.

Dining Discounts:

Avail exclusive discounts and offers at partner restaurants, enhancing your dining experience with significant savings with the Millennia Credit Card.

Airport Lounge Access:

Enjoy complimentary access to domestic airport lounges, providing comfort and convenience while you wait for your flights, with certain cards such as Millennia Credit Card and Millennia Debit Card.

Zero Liability on Lost Card:

Get protection against fraudulent transactions with zero liability on reporting the loss of your card, ensuring your peace of mind.

Annual Fee:

Credit Card: ₹1,000 plus taxes (waived on spending ₹1 lakh/year)
Debit Card: ₹500 plus taxes (waived on maintaining a minimum balance)
Prepaid Card: ₹500 plus applicable taxes

Renewal Fee:

Credit Card: ₹1,000 plus taxes (waived on spending ₹1 lakh/year)
Debit Card: ₹500 plus taxes (waived on maintaining a minimum balance)
EasyEMI Card: ₹500 plus applicable taxes

Issuance Rate:

Prepaid Card: ₹500 plus applicable taxes

Interest Rate:

Credit Card: 3.6% per month (43.2% annually) on revolving credit and overdue amounts

Cash Advance Fee:

Credit Card: 2.5% of the transaction amount or ₹500, whichever is higher

Late Payment Charges:

Ranges from ₹100 to ₹1,000 based on the total amount due

Over-limit Fee:

Credit Card: 2.5% of the over-limit amount or ₹500, whichever is higher

Reward Redemption Fee:

Credit Card: ₹99 plus taxes per redemption request

Applying for the HDFC Bank Millennia Card is convenient and can be done through several methods:

Online Application:

Visit the HDFC Bank website, navigate to Millennia Cards, and select the Card you would like to apply for.
Fill out the application form with personal and financial details.
Upload necessary documents like proof of identity, address, income, and a photograph.
Submit the application online.

Branch Visit:

Visit your nearest HDFC Bank branch.
Fill out a physical application form provided by the representative.
Submit required documents including proof of identity, address, income, and a photograph.

Once your application is submitted and reviewed, HDFC Bank will notify you of the status. Upon approval, your Millennia Card will be dispatched to your registered address.

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.