Women Savings Account


Explore HDFC Bank's NRI Mutual Funds for seamless investment opportunities in India. Designed specifically for NRIs, our mutual funds offer diversified portfolios managed by expert fund managers, ensuring you benefit from India's growth potential with confidence and convenience.

Features of NRI Mutual Funds

Convenience

  • Flexibilty - Mutual Fund investments offer you a lot of flexibility with features such as Systematic Investment Plans, Systematic Withdrawal Plans & Dividend Reinvestment.
  • Affordability - They are available in units, which makes them very affordable. Because of the large corpus, even a small investor can benefit from its investment strategy.
  • Liquidity - In open ended schemes, you have the option of withdrawing or redeeming your money at any point of time at the current NAV
  • Low Costs - The benefits of scale in brokerage, custodial and other fees translate into lower costs for investors.
Convenience

Growth & Security

  • Diversification - Risk is lowered with Mutual Funds as they invest across different industries & stocks.
  • Professional Management - Expert Fund Managers of the Mutual Fund analyse all options based on experience & research
  • Potential of return - The fund managers who take care of your Mutual Fund have access to information and statistics from leading economists and analysts around the world. Because of this, they are in a better position than individual investors to identify opportunities for your investments to flourish.
  • Regulated for investor protection - The Mutual Funds sector is regulated to safeguard the investor's interests.
Growth & Security

Funds Performance at a Glance

The analysed funds are presented in the form of fact sheets from the Bank which are updated on a monthly basis. Please click on a link below to view a sample.

Click Here For Equity and Debt Market Watch

Click Here For Fund of the Month

 

Funds Performance at a Glance

Research

Mutual Funds could be Equity Funds, Debt Funds or Balanced Funds.

Funds are selected on quantitative parameters like volatality, FAMA Model, risk adjusted returns, rolling return coupled with a qualitative analysis of fund performance and investment styles through regular interactions / due diligence processes with fund managers.

Click here to know more about the research process. 

Research

KYC

W.e.f. January 1, 2011, all categories of investors irrespective of amount of investment in Mutual Funds are required to comply with KYC norms under the Prevention of Money Laundering Act 2002 (PMLA) for carrying out the transactions such as new/ additional purchase, switch transactions, new SIP/ STP/ DTP registrations received from effective date i.e. January 1, 2011. 
 
Thus, with effect from 1st January 2011, any investor (all applicants in a folio) investing into mutual funds through the Investment Services Account would be required to be KYC compliant with CVL (CDSL Ventures Ltd) without which the transactions may be liable to be rejected by the respective mutual fund houses.

Click here to know more about the KYC norms.

KYC

Most Important Terms & Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms & Conditions

Features of NRI Mutual Funds

Diversification

  • Lowers risk by spreading investments across various industries and stocks.
Smart EMI

Professional Management

  • Managed by expert fund managers who analyse and research investment options.
Key Image

Liquidity

  • Easily withdraw or redeem investments in open-ended schemes anytime, at the current NAV.
Smart EMI

Affordability

  • Investing is both easy and affordable as Mutual Funds are sold in units. The large corpus allows big and small users to benefit from its investment strategy.
Fuel Surcharge Waiver

Flexibility

  • Mutual Fund investments offer a lot of flexibility with features like systematic investment plans (SIPs), systematic withdrawal plans (SWPs), and dividend reinvestment.
Fuel Surcharge Waiver

Potential for High Return

  • The fund managers overseeing your Mutual Fund have access to information and statistics from leading economists and analysts worldwide. This gives them a significant advantage over individual investors in identifying opportunities for your investments to grow.
Fuel Surcharge Waiver

Low Costs

  • The benefits of scale in brokerage, custodial, and other fees result into lower costs for investors.
Fuel Surcharge Waiver

Regulated for Investor Protection

  • The Mutual Funds sector in India is regulated by the SEBI to safeguard   investors’ interests.
Contacless Payment

Performance At a Glance

  • The analyzed funds are presented as fact sheets from the banks updated monthly. Please click on a link below to view a sample.
  • Debt Funds
  • Equity Funds
Fuel Surcharge Waiver

Your queries are resolved here

Selecting the best Mutual Funds for NRIs involves assessing risk appetite and investment horizon. Equity funds are ideal for those seeking long-term capital growth, while debt funds may be preferred for lower risk and steady income.

Earnings from Mutual Funds For NRIs are subject to taxes in India. The tax rate depends on the type of fund and the duration of holding. Long-term capital gains have different tax implications compared to short-term gains.

NRIs can maintain their Mutual Fund investments in India. They must, however, update their residency status with the fund house and ensure compliance with FEMA regulations.

More About NRI Mutual Funds

NRI Mutual Funds offer several key features. For instance, diversification lowers risk by spreading investments across industries and stocks. Professional management ensures expert analysis and research of investment options. Liquidity allows easy redemption and withdrawal while small and large investors can easily afford to invest in Mutual Funds due to the unit-based investment feature. Moreover, investors can choose from flexible investment methods like lump sums, SIPs, SWPs, etc. Also, Mutual Funds typically tend to produce higher returns due to expert management by experienced fund managers.

Mutual Funds For NRI offer the advantage of investing in the Indian economy, potential tax benefits under the Double Taxation Avoidance Agreement, and the ease of portfolio diversification across various sectors and asset classes. With the SEBI categorising Mutual Funds into several types (Equity, Debt, Hybrid, etc), and with each fund having a different lock-in period (from overnight to long-term funds), investors can choose funds based on their specific investment goals and risk profiles. 

To apply for Mutual Funds, NRIs should complete the necessary forms, provide KYC documents, and invest through either NRE or NRO Accounts. They can also opt for online platforms for a seamless investment experience.