Whiteoak Flexicap Fund

Fund Manager: Ashish Agrawal, Dheeresh Pathak, Piyush Baranwal, Ramesh Mantri, Trupti Agrawal

SEBI Categorisation: Flexi Cap Fund

Type & Investment Objective

To generate long-term capital appreciation by investing predominately in equity & equity related instruments across market capitalization. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Fund Investment Strategy

WhiteOak Capital Flexi Cap Fund aims to consistently maintained a well-balanced portfolio by diversifying across sectors and combining both value and growth investment styles. Funds performance stands testament to disciplined bottom-up stock selection approach and portfolio construction balanced for style, factor and sector biases, this approach not just helps in improving consistency of the performance but also significantly reduces the volatility of the performance & thus delivering a great investor experience. The fund manager maintains high active share with diversified portfolio, create balanced portfolio construct with an aim to avoid top-down bets on macros for better investing experience with low alpha volatility, aim to ensure performance a function of stock selection.

Outlook

• The IMF in the latest outlook projects US real GDP growth in CY2025 at 2.0% (July: 1.9%), highlighting lower-than-feared tariff rates, a fiscal boost from the tax bill, easier financial conditions and a surge in AI-related investment as key tailwinds supporting the growth outlook. The key risk stems from rising U.S.–China tariff tensions, even as the Fed’s dovish pivot and expected rate cuts through CY2026 provide support to the growth outlook.
• India has underperformed broader emerging markets over the past year and currently trades at a 57% premium to EMs, modestly below its 10-year average premium of 64%. While near-term performance has been soft, earnings growth prospects remain among the strongest within the EM universe.
• The impact of GST rationalisation, festive season demand and easing monetary conditions is expected to steer growth in 2HFY26. While external headwinds persist—particularly from higher US tariffs that could impact select export-oriented sectors—the overall growth outlook remains constructive. A potential bilateral trade agreement with the US in the near term could partly offset external risks and support India’s export performance.

(Estimates are as per the AMC)

Sectoral Overweights

• Financials: Offtake in credit growth, margins stabilising, regulations easing.
• Consumer Discretionary: Direct tax rate and GST rate rationalisation should reflect in improved consumer sentiment and spending.

Sectoral Underweights

• Materials, energy, and utilities- Fewer bottom-up investment opportunities are there in the sectors.
• Consumer Staples: Volume growth improving but still subdued, rising competition, and stretched valuations.

Sectoral Attribution – Fund Vs Benchmark – 1 Year Performance

• Sectors like Consumer discretionary, IT & Utilities were contributors and sectors like Material & Healthcare were detractors.

Active Share (%): 57.8

This fund is recommended for investors with an investment horizon of 2-3 years, in line with investors’ individual risk profile and product suitability.

Returns (%)                                                                                                                                                 

Absolute for <= 1 year and compounded annualized for > 1 year

Scheme Features
 

• Options: Growth and Income Distribution cum capital withdrawal (IDCW)
• Minimum Investment amount: Rs. 500
• Load Structure Exit Load: "If redeemed bet. 0 Month to 1 Month; Exit Load is 1%;
• Benchmark Index: BSE 500 TRI
• September 2025 [Fund Size in Crs] 6,003.13
• NAV: 52 Week High / Low: Rs. 17.67 / 14.77

Product Label

This product is suitable for investors who are seeking^:

• Long term capital appreciation
• Investment in a diversified portfolio of equity and equity related securities of companies across the spectrum of various market capitalization.

Investments in diversified and actively managed portfolio of equity

Source for entire data stated above is ICRA Analytics Ltd. (For Disclaimer of ICRA Analytics Ltd, refer https://icraanalytics.com/home/disclaimer)

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