Bajaj Allianz My Home Insurance All Risk Policy

All You Need To Know

Overview

Home Insurance/House Insurance Policy is a service that you can purchase for your home and/or it's contents to stay protected from risks of losses or damages that may be caused to your home by any unforeseen events

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Features

  • Home Insurance/House Insurance services provide complete protection for property, contents and interests of the insured and their family members in a single policy
  • You get to opt for Fire Insurance Policy which covers the cost of replacement or repair and reconstruction of property and contents in case of damage from fire and allied perils including Earthquake and other natural perils
  • It covers your home against loss from burglary and theft
  • It also covers the contents of your home, including portable equipment, even on a worldwide basis
  • It provides cover for jewellery, valuables and works of art kept at your home
  • You get additional benefit of rent for alternate accommodation in case you have to relocate temporarily from your home due to a peril
  • Home Insurance/House Insurance Policy comes with useful add-ons to provide you with a complete protection
  • You get to opt for Property Insurance or insure only your contents, or both
  • Affordable premium and attractive rebates come with Home/House Insurance Policy

Click Here to read the policy wording.

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Exclusions

  • Our My Home policy that provides property insurance does not cover loss or damage to the property by/due to/arising from:
  • Misrepresentation, mis-description or non-disclosure of any material information
  • Damage which is pre-existing in nature (applicable to contents and building)

For details on exclusions, please refer FAQs or read product brochure carefully

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Eligibility

Owner or Tenant of the house

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Claim Process

To register your claim, please dial our Toll Free Number: 1800-209-5858
For details on claim Process – please click here

Commission on General Insurance

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Frequently Asked Questions

  • Our My Home policy that provides property insurance does not cover loss or damage to the property by/due to/arising from:
  • Misrepresentation, mis-description or non-disclosure of any material information
  • Damage which is pre-existing in nature (applicable to contents and building)
  • Manufacturing defects in electrical, mechanical and electronic items
  • Any flat/apartment/independent building which is more than 30 years old and which is of kutcha construction
  • Contents and valuables of a flat/apartment/independent which is not occupied by a tenant for residential purpose

    • Please note: For complete details, please refer to the product brochure for policy terms and conditions