Preferred Banking Eligibility Requirement

All you need to know about eligibility criteria for Premier Preferred Banking

Maintain a minimum Average Monthly Balance of ₹2 lakh in your Savings account.
or
Uphold a minimum Average Quarterly Balance of ₹5 lakh in a Current Account.
or
Ensure a minimum Average Monthly Balance of ₹15 lakh, which includes both your Savings Accounts, Current Accounts, and Fixed Deposits
or
For Salaried Customers, receive a Monthly net salary credit of ₹1.5 lakh or more in your HDFC Bank Corp Salary Account.

  • The balance is calculated as a combined balance across accounts linked to your Customer ID or the accounts of other customers linked to your "Group" (as defined in the HDFC Bank Programme Terms and conditions).
  • The tenor of the Fixed Deposits should be at least six months.
  • Salary credit will be considered individually at Group ID level.
  • Terms and Conditions of the HDFC Bank Programme apply.

Click here for terms and conditions.

Frequently Asked Questions

To be eligible to open a preferred bank account, certain criteria must be met. You can qualify by maintaining a minimum Average Monthly Balance of ₹2 lakh in your Savings account or upholding a minimum Average Quarterly Balance of ₹5 lakh in a Current Account. Alternatively, ensuring a minimum Average Monthly Balance of ₹15 lakh, which encompasses both your Savings Accounts, Current Accounts, and Fixed Deposits, is another pathway to eligibility. Salaried Customers can also qualify by receiving a Monthly net salary credit of ₹1.5 lakh or more in their HDFC Bank Corp Salary Account. The balance calculation considers the combined balance across accounts linked to your Customer ID or the accounts of other customers linked to your "Group" as per the HDFC Bank Programme Terms and conditions. Additionally, the tenor of the Fixed Deposits should be at least six months. Salary credit will be assessed individually at the Group ID level. It's important to note that the Terms and Conditions of the HDFC Bank Programme apply to these eligibility criteria.

To qualify for Preferred Banking Online, there are specific criteria you must fulfill. You can either maintain a minimum Average Monthly Balance of ₹2 lakh in your Savings account or uphold a minimum Average Quarterly Balance of ₹5 lakh in a Current Account. Alternatively, you can ensure a minimum Average Monthly Balance of ₹15 lakh, which includes your Savings Accounts, Current Accounts, and Fixed Deposits. For Salaried Customers, receiving a Monthly net salary credit of ₹1.5 lakh or more in your HDFC Bank Corp Salary Account also qualifies you. The balance calculation takes into account the combined balance across accounts linked to your Customer ID or the accounts of other customers linked to your "Group" as per the HDFC Bank Programme Terms and conditions. Moreover, the tenor of the Fixed Deposits should be at least 6 months. Salary credit will be assessed individually at the Group ID level. It's essential to note that the Terms and Conditions of the HDFC Bank Programme apply to these criteria.