Premier Preferred Banking Fees & Charges

Preferred Website - Fees and Charges
Product/Type of Charge Preferred Fees and Charges
Debit Card Annual fee per Preferred Platinum Chip Debit Card is Rs. 750* p.a.
*Exclusive of taxes.
The above fees will be waived as long as you are a part of the HDFC
Bank Preferred Banking Programme#.
Charges on Non-Maintenance of minimum
Balance in Savings Accounts
Nil
Locker Locker with 50% discount on annual rental charge available for one locker per group.
Forex transaction rates Up to 8 paise better rate on card rate for forex transactions on select currencies.
Multicurrency Forex Card 50% Discount on issuance fees on Multicurrency card.
Log-on to: https://getprepaidcard.hdfcbank.com/index.aspx, for discount, contact your RM for the promo code.
Chequebook issuance Nil charges for Savings Account.
DD/MC Charges on Savings Accounts Nil issuance charges onDD/MC up to Rs.1Lakh per day per customer as long as part of the Preferred programme
DD/MC Cancellation / revalidation Wef 1st August'21 -Rs.60, Senior citizen - Rs.54
Transactions on Domestic ATM No charges for usage of HDFC Bank as well as Non HDFC Bank ATMs
Cash transaction Charges for Savings
Accounts(cumulative of deposit/withdrawal
and home/non-home branch)
Effective 9th Decemeber'17
7 transactions with Nil charge
OR
Value of Rs. 5 Lakh at Nil charge per month per account 'Self/Third party' inclusive
Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone Savings Account variant held by the customer
ECS /ACH Return Charges
(Wef 1st August'21)
Return in a month
1st - Rs.450 (Sr Citizen - Rs 400)
2nd r- Rs.500 (Sr Citizen - Rs 450)
3rd onwards - Rs.550 (Sr Citizen - Rs 500)
Cheque return charges drawn on us
(W.e.f 1st August'21)
Due to insufficient funds Return in a month
1st - Rs.450 (Sr Citizen - Rs 400)
2nd r- Rs.500 (Sr Citizen - Rs 450)
3rd onwards - Rs.550 (Sr Citizen - Rs 500)
Due to funds transfer cheque return
Rs. 350/- (Sr Citizen - Rs 315)
Due to technical reasons
Rs. 50/- (Sr Citizen - Rs 45) (e.g. - Date not mentioned,
post-dated, sign mismatch, etc.)
Cheques deposited - Returned Unpaid
(Effective 1st Dec'17)
Rs.200/- per instance
Demat account Annual Maintenance Charge
(AMC) *Non BSDA Demat accounts
NIL AMC charges if at least 1 transaction. To know more about the Features of Regular & BSDA A/c click here
NEFT/RTGS Nil charges through online mode
Charges applicable as per savings / current account variant for outward
fund transfers done through branch
IMPS Nil charges  
Bill Pay Nil charges
Mandate registration charges Nil charges
Insta Alert Nil charges
Standing Instructions Nil charges
SI set on Net Banking (Wef 1st August'21) Discontinued
Current Accounts

Click here  for detailed Tariff on Biz Lite+ Account

Click here  for detailed Tariff on Biz Pro+ Account

Click here  for detailed Tariff on Biz Ultra+ Account 

Click here  for detailed Tariff on Biz Elite+ Account

Past Records

Click here to view Fees & Charges for Biz+ Current Account Variants effective 1st April’2025

Click here to view Fees & Charges for Auto Upgrade Current Account Variants (discontinued for sourcing/switching) effective 1st August’2025

Click here to view Fees & Charges for Generic Current Account Variants (discontinued for sourcing/switching) effective 1st August’2025

Click here to view Fees & Charges for Segmented Current Account Variants (discontinued for sourcing/switching) effective 1st August’2025

Click here to view Fees & Charges for other Current Account Variants (discontinued for sourcing/switching) effective 1st August’2025

Click here to view Fees & Charges for Auto Upgrade Current Account Variants effective 1st December’2024

Click here to view Fees & Charges for Generic Current Account Variants effective 1st December’2024

Click here to view Fees & Charges for Segmented Current Account Variants effective 1st December’2024

Click here to view Fees & Charges for Segmented Current Account Variants before 1st October’2023 

Click here to view Fees & Charges for Segmented Current Accounts before 1st November’2022 

Click here to view Fees & Charges for Auto Upgrade Current Account Variants before 1st October’2023 

Click here to view Fees & Charges for Generic Current Account Variants before 1st October’2023 

Click here to view Fees & Charges for Generic Current Accounts before 1st November’2022 

Click here to view Fees & Charges for Auto Upgrade Current Account Variants before 1 st December’2024

Click here to view Fees & Charges for Generic Current Account Variants before 1st December’2024

Click here to view Fees & Charges for Segmented Current Account Variants before 1 st December’2024

 

Note:

HDFC Bank Programme Terms and conditions apply.  
All other charges/fees not listed above will be applicable as per the respective base product variant held by the customer  
Taxes as applicable would be charged separately


In case of change in account relationship/downgrade of account, the debit card annual charges shall be applicable from the date of change in relationship. The schedule of charges is subject to change from time to time and the customer is requested to visit the website www.hdfcbank.com for further information. The customer further agrees and gives its express consent that, in case of a change in account relationship at any point in time, the Bank reserves the unconditional right to levy appropriate charges as applicable for the Debit Card variant on pro rata basis for the period from the date of change in account relationship till the next billing date, as may be applicable.

 

Frequently Asked Questions

Yes, there are certain fees and charges of the Preferred Banking account such as ECS/ACH return charges, locker charges, and more.