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Fixed Deposit Calculator

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Customer Type:
₹ 5,000 ₹ 2,99,99,999
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Interest Rate: 6.00

%
Total Maturity Amount (Principle + Interest)

Maturity Date

27-01-2026

Interest Amount

6765

Find the best interest rates and duration

5.75%

9 M 1 day to < 1 Yrs

Highest

6.50%

36 M 1 day to 55 M

6.45%

18 M to 21 M

Note:  Maturity amount is approximate and excludes TDS. For FDs booked on the first or last day, monthly/quarterly interest is paid at month-end.

Interest Calculation

Financial year wise interest amount

More benefits than ever before

Investment Benefits

  • Benefit from competitive interest rates, ensuring your money grows steadily and significantly

  • Choose from a range of flexible tenures to match your investment horizon

Banking Benefits

  • Investments are protected and insured, providing complete peace of mind

  • Need funds urgently? Withdraw early with minimal penalty

  • Flexible funding options available with UPI up to ₹1 lakh and NEFT transfers up to ₹25 lakh

Accessibility Benefits

  • Open a Direct Deposit FD without the need for an existing HDFC Bank Account

  • Automatically renew your FD upon maturity for continued benefits

Wondering if you are eligible?

Below are the eligibility criteria to open a Direct Deposit FD:

  • Applicants should not hold any Savings/Current Account with HDFC Bank
  • Applicants must be resident Individuals of India
  • Applicants must be above 18 years of age
  • Note: FD will be booked only after the customer completes Aadhaar eKYC, Video KYC, full KYC, and funding. Video KYC verification is a must to open a Direct Deposit FD with the Bank. In case the Video KYC is not completed within 72 hours, the customer will need to re-initiate the digital application process.
HealthCover FD

More About Direct Deposit FD

Here are the features and benefits of Direct Deposit Fixed Deposit (FD):

Easy Account Opening:

Fully digital process with Aadhaar eKYC and Video KYC.

No Savings Account Needed:

Open FD even if you do not have an account with HDFC Bank.

Flexible Funding:

Fund your FD via UPI (up to ₹1 Lakh) or NEFT (up to ₹25 Lakh).

Multiple FDs Allowed:

No limit on the number of FD accounts you can open.

Premature Withdrawal:

Access funds early with minimal penalty if needed.

Attractive Interest Rates:

Earn attractive interest rates on your investment.

Safe and Secure:

Backed by the bank and regulated by RBI.

Convenient Management:

Manage and renew your FD online anytime.

To learn about the interest rates on Direct Deposit FD, click here

With HDFC Bank’s seamless digital journey, you can book your Fixed Deposit from the comfort of your home. It’s quick, easy, and secure! 

Visit the Link:

Access the digital booking portal – click here.

Choose Your Plan:

Select the tenure and amount that suits you best. 

Enter Your Details:

Fill in the required information digitally.

Complete Video KYC:

Ensure you successfully complete video KYC for identity verification. 

Submit and Relax:

Confirm your booking and watch your savings grow. 

HDFC Bank offers a reliable and trusted platform for your investments, ensuring your money grows safely with competitive interest rates. The seamless digital process makes it easy and convenient to open and manage your FD anytime, anywhere. Plus, with flexible funding options and the backing of one of India’s leading banks, you can invest with confidence and peace of mind.

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.  

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Frequently Asked Questions

The fixed amount for a Direct Deposit FD is the lump sum money you decide to invest upfront when opening the FD. The minimum and maximum limits for this amount depend on the bank’s specific rules. For example, you can deposit up to ₹1 lakh through UPI, and up to ₹25 lakh per transaction through NEFT for opening the FD.

HDFC Bank Direct Deposit FD is available to:
 

  • Resident individuals of India

  • Individuals aged 18 years and above

  • Those who do not hold a Savings or Current Account with HDFC Bank

To invest, customers must complete:
 

  • Aadhaar-based eKYC

  • Full KYC, including mandatory Video KYC

The maximum tenure for a Direct Deposit FD with HDFC Bank is 10 years. The minimum tenure is 7 days.

No physical documents are required during the digital application process. You simply need to authenticate yourself using Aadhaar (EKYC) and follow the simple journey steps. To complete the Video KYC verification immediately after submitting the digital application form, you will need a few essentials ready. These include your original PAN card, a blank sheet of paper with a blue or black pen, and a smartphone or computer with a stable internet connection. Additionally, keep your Bank Account details (from a non-HDFC Bank Account) handy, as they will be required to fund your Fixed Deposit.

Yes, you can book an FD with HDFC Bank even if you do not have an existing Bank Account with HDFC Bank. 

Benefits include attractive interest rates, flexible tenure options, and the security of banking with HDFC Bank. 

 Use the HDFC Bank, digital journey by clicking here for a seamless online Fixed Deposit booking process without having an HDFC Bank Savings account. 

The minimum deposit amount required is ₹5,000. 

No, the interest rates are the same for both new and existing customers. 

Yes, you can link your existing Bank Account (with any other bank) to transfer funds and facilitate the FD booking process.