Please Note: There are no charges for using the Debit Card at merchant locations for shopping and at HDFC Bank ATMs. However, transaction charges per industry practices will apply at railway stations and petrol pumps.
Disclaimer: Terms and conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
The HDFC Bank Millennia Debit Card offers up to 5% cashback on PayZapp and SmartBuy, 2.5% on online spends, and 1% on offline spends. It provides complimentary lounge access, higher daily limits, and advanced security with chip technology.
Yes, there is an annual fee associated with the Millennia Debit Card. The annual fee is ₹500 plus applicable taxes.
Yes, HDFC Bank charges a transaction fee for railway ticket purchases using the Millennia Debit Card. The fee includes a flat charge of ₹30 per ticket plus 1.8% of the transaction amount.
Yes, HDFC Bank levies a penalty for transactions declined on the Millennia Debit Card. The penalty is ₹25 plus applicable taxes per declined transaction.
The cross-currency markup fee on the HDFC Bank Millennia Debit Card is 3.5% of the transaction amount.
If you need to replace your HDFC Bank Millennia Debit Card, a fee of ₹200 plus applicable taxes will be levied as a replacement fee.
HDFC Bank does not levy any fee for Millennia Debit Card PIN generation. This service is provided free of charge to cardholders.
HDFC Bank does not charge any fee for offering insurance coverage under the Millennia Debit Card. This service is provided free of charge to cardholders.
The charge slip retrieval request for the HDFC Bank Millennia Debit Card incurs a fee of ₹100.