Current Account For Professionals Frequently Asked Questions

Current Account for Professionals offers following free limits for issuing DDs/POs:

  • DD/POs (Bank Location) – free upto 30 each per month

  • DD/POs (Correspondent Bank Location) – No free limits

Online NEFT/RTGS payments are free.

Through branch, NEFT payments are charged as follows:

  • Upto ₹ 1 lakh: ₹ 2/- per transaction,

  • Above ₹ 1 lakhs: ₹ 10/- per transaction

Through branch, RTGS payments are charged as follows:

  • Above ₹ 2 lakhs: ₹ 15/- per transaction

IMPS charges on outgoing transactions (through NetBanking & MobileBanking) are as follows:

  • Upto ₹ 1000 : ₹ 3.5/- per transaction,

  • Above ₹ 1000 and upto ₹ 1 lakh: ₹ 5/- per transaction

  • Above ₹ 1 lakh and upto ₹ 2 lakhs: ₹ 15/- per transaction
    (charges exclusive of GST)

Current Account for Professionals offers upto 75 free Bulk transactions per month.

(Note: Bulk transactions include all Local & Anywhere clearing and Fund transfers)

Following are the key features of Current Account for Professionals:

  • Free cash deposit upto Rs. 10 Lacs per month or 25 transactions (whichever is breached first) at any HDFC Bank branches

  • Free 30 DD’s /PO’s each, per month, payable at HDFC Bank locations

  • Personalized Cheque Book (Payable-at-par) – 50 cheque leaves free per month

  • Free collection of funds through RTGS / NEFT / IMPS

  • Free Local /Anywhere Cheque Payments & Collections & Account to account Funds Transfer at all HDFC Bank locations.

  • Access to Direct Banking Channels – NetBanking, PhoneBanking, InstaQuery & Doorstep Banking

Current Account for Professionals offers following free limits for cash withdrawal:

  • Unlimited cash withdrawal from Home branch

  • No free limits at Non-home branch

NMC charges: ₹ 1,500/- (per quarter)

Bank anytime, anywhere in person at a branch or ATM, from your laptop or mobile. Click here for more details.

Current Account for Professionals is ideal for Chartered Accountants, Company Secretaries, Architects and Doctors

AQB Requirement – ₹ 10,000/- (across all locations)

Current Account for Professionals offers following free limits for cash deposits:

  • Free Cash Deposits up to ₹ 10 lakhs or 25 transactions (per month), whichever is breached first; at any HDFC Bank branches

Current Account for Professionals offers 50 free cheque leaves, per month.