Max Advantage Current Account offers multiplier benefits for Total transactions - Free limit of 150 transactions for every slab of ₹ 1 lakh of current month AMB balance maintained. There’s an upper Cap of 3000 transactions per month

(Note: Total Transactions include count of Cash Deposit, Cash Withdrawal, Cheque Clearing and Fund Transfer Transactions)

Following are the free limits for issuing DD/POs

• DD/POs (Bank Location) – Unlimited Free

• DD/POs (Correspondent Bank Location) – Free upto ₹ 30 lakhs per month

Max Advantage Current Account offers multiplier benefits for cash deposit transactions. The free limit offered is 12 times of current month AMB (Home + Non-home location). This is capped at a maximum of ₹ 75 crores per month.

Customer may avail Zero NMC benefit in quarter subsequent to account opening quarter, if he/she is active on all 3 digital services (i.e. Net-Banking/ Mobile-Banking, Debit Card (ATM/ POS transaction) and Bill Pay) within first 2 months of account opening.

Additionally, the customer will enjoy Zero NMC if the credit throughput value through ME/MPOS/MEAPP in a quarter is ₹ 30 lakhs or more.

Cash withdrawal is completely free for home branch. In case of non-home branch, customer is offered a free limit upto 12 times current month AMB; capped at a maximum of ₹ 75 crores per month.

Following are the key features of Max Advantage Current Account:

• Combined Cash Deposit (Anywhere in India) – 12 times of current month AMB (Upper cap of ₹ 75 crores per month)

• Cash Withdrawal (Non-Home Branch)- 12 times of current month AMB (Upper cap of ₹ 75 crores per month)

• Cash Withdrawal is FREE at Home Branch

• DD/ PO (Bank Location) – Unlimited Free

• DD/ PO (Corr. Bank Location) – Free upto ₹ 30 lakhs per month

• Cheque Leaves – Free 100 cheque leaves for every slab of ₹ 1 lakh of current month AMB balance maintained (Upper Cap of 2000 cheque leaves per month)

• Total Transaction (includes count of Cash Deposit, Cash Withdrawal, Cheque Clearing and Fund Transfer Transactions) – 150 transactions for every slab of ₹ 1 lakh of current month AMB balance maintained. (Upper Cap of 3000 transactions per month)

• Unlimited Free NEFT/RTGS/IMPS transactions

Max Advantage Current Account is best suited for Traders, Manufacturers, Distributors, EXIM (export/import) customers who are involved in large businesses with turnover of ₹ 5 crores and above.

Bank anytime, anywhere in person at a branch or ATM, from your laptop or mobile. Click here for more details.

NEFT / RTGS payments through branch/online mode and IMPS transactions are offered FREE to Max Advantage Current Account customers.

Cheque Leaves – Free 100 cheque leaves for every slab of ₹ 1 lakh of current month AMB balance maintained (Upper Cap of 2000 cheque leaves per month)

AQB Requirement: ₹ 5,00,000/- (Metro & Urban Locations) & ₹ 2,50,000/- (Semi-Urban & Rural Locations)

What are the non-maintenance charges (NMC) applicable when sufficient AQB is not maintained in the account?

NMC varies with location as follows:

• ₹ 8,000/- per quarter (Metro & Urban Locations)

• ₹ 4,000/- per quarter (Semi-Urban & Rural Locations)