What you should do next
1️⃣ Use Mobile Banking & UPI
Between meeting your new team and finding your chair, simplify your Banking with HDFC Bank.
And for your tea breaks, just activate UPI by downloading the Mobile Banking app.
To activate UPI: Download Mobile App > Home > Profile > Setup UPI
2️⃣ Set your Debit Card PIN
While you get ready for your new office, get your Debit Card also officially ready for the times you’ll need cash or make large cashless payments.
3️⃣ Pay your bills easily
Don’t worry about your Bill Payment deadlines and focus on work timelines.
Set up SmartPay for your bills and that’s a one line item less from your to-do list.
What you unlock with each service
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Your Activation Checklist
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Secure. Accessible. Multilingual.
Frequently Asked Questions
First, confirm with HR that they have your correct A/c number and IFSC (you’ll find both under NetBanking → Accounts → Summary). If HR has processed it, credits usually reflect within 1 working day. Still stuck? Chat with EVA in the app or call PhoneBanking — we’ll trace it for you.
As a Corporate Salary A/c, there’s no Average Monthly Balance to worry about — as long as a salary credit lands every month. If no salary is credited for 3 months in a row, the account gently converts to a Regular Savings A/c and standard AMB rules begin. We’ll always let you know before that happens.
If salary credits stop for 3 months, your Salary Account gets converted to a Regular Savings Account. If you want to convert it to a Salary Account again, you have to submit the account conversion form (from Savings a/c to Salary a/c) along with employment proof in the nearest HDFC Bank branch.
Your Debit Card is typically dispatched within 7 working days to your registered address. Track delivery under NetBanking → Service Requests → Track Debit Card. Cheque books are on-demand from the app, whenever you need one.
Open the MobileBanking App → Cards → Debit Card → Generate / Reset PIN. Authenticate via OTP and the new PIN is ready to use right away — no PIN mailer, no waiting.
Yes. Under Cards → Manage Controls, switch Domestic and International on/off independently for ATM, POS, Online and Contactless, and set custom daily limits. Useful when you travel, or to lock online usage by default.
MobileBanking App → Cards → Block Card — done in 10 seconds. You can also call PhoneBanking on 1800 1600 / 1800 2600 / 022-61606161. A replacement card is dispatched the same working day.
Open the App → Profile → Setup UPI → choose your A/c → set your UPI PIN (uses your Debit Card details). You’ll get a VPA like yourname@hdfcbank and can start paying any QR straight away.
Open MobileBanking App → Pay → BillPay / SmartPay → search for your biller → enter consumer number → enable AutoPay → pick your debit day. SMS reminders go out 3 days before each debit, and you can pause anytime in one tap.
Yes, please do. It takes two minutes, no branch visit. NetBanking → Accounts → Request → Update Nominee. We strongly recommend doing this on Day 1.
Easiest: NetBanking → Profile → Update Contact Details. You can also do it at any HDFC Bank ATM or branch. Keep it current — this is where your vouchers and statements go.
Three doors, all open 24x7: chat with EVA in the app, call PhoneBanking, or raise it under NetBanking → Service Requests. You’ll get a reference number to track, and for unresolved issues the Grievance Redressal page is always in the footer.