Overview
Managing your finances does not need to be a stressful or time-consuming task. With the new HDFC Bank App, keeping an eye on your monthly Credit Card expenses is simpler than ever. Your Credit Card summary acts as a central financial dashboard, gathering all your important card data into a single, easy-to-read view that updates on the go.
Decoding Your Credit Card Summary
Understanding your card summary requires knowing the difference between billed and unbilled amounts.
Billed spends are those from your previous cycle that have already been generated on a statement and require immediate payment by the due date.
Unbilled spends are newer transactions made after your last statement date that will appear on the next bill.
Both types of spending actively reduce your available credit limit but monitoring them together within the HDFC Bank App makes sure you are never surprised by the total on your next bill.