How to View Your Unbilled Credit Card Statement on the New HDFC Bank App

One of the important components of Credit Card spending is unbilled transactions. These are transactions you’ve already made but have not been added to your current Credit Card statement. While these may not require immediate payment, unbilled transactions still impact your available credit limit and contribute to your next bill. Here’s how you can track your unbilled Credit Card transactions on the HDFC Bank app.

1. Login to the HDFC Bank App.

2. Tap on 'Cards' from the home screen or the bottom navigation bar, and easily select your Credit Card.

3. On the summary page, tap on ‘View All’ to check all your unbilled transactions.  

Track your unbilled card spends anytime on the all-new HDFC Bank App.  

Now that you know how to track your spends, understand its importance:

• Know Your Actual Spending

Your available credit limit may not reflect all the transactions you've already made. Tracking unbilled spends gives a more accurate picture of your current expenses. 

• Avoid Bill Shock

Large purchases made after the previous statement generation will appear in the next bill. You can monitor these unbilled transactions and anticipate your upcoming payments. 

• Manage Credit Utilisation Better

Even before they are billed, transactions consume your available credit limit. By keeping track, you can help you avoid high utilisation, which may impact your credit profile. 

• Spot Unauthorised Transactions Early

When you review unbilled transactions regularly, you can identify suspicious or incorrect charges before the billing cycle ends. 

• Plan Cash Flow and Repayments

Knowing how much is already spent but not yet billed can help you plan your finances and ensure sufficient funds are available when the payment due date arrives. 

You can’t stay in control of spends you aren’t monitoring. The HDFC Bank App offers a convenient avenue to track your Credit Card spends, both billed and unbilled. 

Experience HDFC Bank differently! Download the all-new HDFC Bank app. 

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.