Manage Your Home Loan Instantly with InstaServices

​​​A Home Loan is one of the biggest financial commitments you’ll make and managing it should be simple and stress-free. With InstaServices, HDFC Bank brings your Home Loan needs together in one secure, digital space.

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Simplify Your Home Loan Journey with InstaServices

  • Tax Filing

Every financial year, you need to submit proof of interest and principal paid on your Home Loan to claim deductions under Section 24 and 80C of the Income Tax Act, 1961. Instead of waiting for physical statements or visiting a branch, Insta Services lets you download tax-related certificates.

  • Property Sale or Transfer

When selling your home or transferring your loan to another bank, documents like repayment schedules, balance confirmations and loan closure proofs are essential. 

  • Record-Keeping

A Home Loan typically spans 10–20 years, meaning a huge volume of statements, certificates, and payment records. Keeping track manually can be difficult. Insta Services stores everything digitally and securely.

InstaServices is designed to make managing your Home Loan easier, faster and more transparent. Here’s how it helps you at every step:

  • Access Loan Information Anytime

You can view your loan account details in one place, from the sanctioned amount and tenure to your repayment history and outstanding balance. This makes it easy to keep track of your financial commitments without digging through physical documents.

  • Raise Service Requests Online

Need a statement, certificate, or change in details? You can raise requests digitally without any paperwork or multiple branch visits. 

  • Stay Updated with Real-Time Alerts

Every request you place is acknowledged instantly. You’ll receive timely updates on the status of your request via your registered mobile number and email ID, so you’re never left wondering what’s next.

  • Plan Ahead with Confidence

Considering a prepayment, foreclosure, or a top-up loan? Insta Services lets you check your loan status and repayment position instantly, helping you make smarter financial decisions.

  • Track Your Complete Loan Journey

Whether it’s your current Home Loan or one you’ve already closed, Insta Services gives you visibility of your full journey in one secure place. This not only makes record-keeping easier but also helps with future planning.

Who Can Use Home Loan InstaServices?

  • Any customer with an HDFC Bank Home Loan (active or closed).
  • Customers with a registered mobile number linked to their loan account.
  • Customers able to verify identity with OTP-based authentication.

How to Get Loan-Related Documents Through InstaServices?

  • On the InstaServices page, select ‘Home Loan’.
  • Log in with your Loan Account number and DOB or User ID and password.
  • You can check your HDFC Bank Home Loan’s repayment schedule, statement of account, interest certificate, foreclosure inquiry, foreclosure request, change in email address, balance confirmation, change in EMI repayment instruction, part prepayment against the loan and GST invoice.
  • A service request will be raised, details of which will be sent to your email ID/mobile number.

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Frequently Asked Questions

You can raise requests for certificates like interest paid statements, which are often required during tax filing.

Most information-related requests are free. However, transactional services like prepayment or foreclosure may involve charges, which will be shown before you proceed.

You can request various Home Loan-related services online. The available options may include repayment schedules, certificates or requests like prepayment and foreclosure.

Manage Your Home Loan Instantly with InstaServices Now!