Credit Guarantee Fund Trust For Micro And Small Enterprises CGTMSE

Contactless Prepaid Cards

Contactless cards are all about making your everyday payments quicker, simpler, and safer. Thanks to the cutting-edge contactless chip technology, you can just tap and go—no need to swipe or insert anything. It’s a hassle-free way to spend less time at the checkout and more time savouring the moments that truly matter.

More About Contactless Cards

Key Benefits

  • Contactless payment functionality is specially designed for you for speed, convenience, and security.
  • Ideal for places like fast-food joints, petrol stations, movie theatre & for low ticket size transactions as it requires no dipping, swiping, entering PIN or fumbling for cash. You’re ready to go in just a few seconds.
  • More Security as during a contactless transaction the card is always with you which greatly reduces the risk of card loss and fraud through counterfeit/skimming.
  • A contactless card has its own, unique, built-in, secret key, which is used to generate a unique code for every contactless transaction, thus making it more secure.
  • No need of cash/coins for small ticket everyday purchases.
  • Easy tracking of expenses.
No need for collateral

Steps to Use

Step 1: Look for the contactless logo at the point of sale.

Step 2: The cashier enters your purchase amount into the terminal. This amount will be displayed on the contactless reader.

Step 3: Hold your card over the reader or at the POS at close range (less than 4 cm from where the contactless logo appears).

Step 4: Four green indicator lights or a beep sound will indicate when the transaction is complete.

  • A message will also be displayed on the screen indicating the transaction is complete.
  • No PIN is required for amounts less than ₹5000.
  • Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000/- for a single transaction where you are not asked to input your Prepaid Card PIN.
No need for collateral

Overview of Forex Card WhatsApp Banking Services

With HDFC Bank WhatsApp Banking, you can access essential services and manage your Forex Card anytime, anywhere:

  • Check Balance and Transaction History: Instantly view your Forex Card balance, recent transactions, and available currency.

  • Block/Unblock Card: Securely block your card in case of loss or misuse, or unblock it once it’s safe to use again.

  • Reload / Top-Up Requests: Get assistance with adding funds or reloading your Forex Card while travelling.

  • Track Refund / Card Status: Check the progress of your refund or monitor the status of your active Forex Card.

  • Travel Assistance: Receive help related to transaction limits, card usage abroad, and emergency support

  • 24x7 Convenience: Access Forex Card services anytime, anywhere — no need to visit a branch, with instant and real-time updates at your fingertips.

  • Travel-Friendly: Get quick support even while abroad, ensuring seamless assistance for all your Forex Card needs.

  • Safe & Secure Banking: Enjoy fully authenticated, encrypted communication through WhatsApp, ensuring your transactions and personal details remain protected.

Prerequisites to Book a Bank Appointment

Before you schedule your appointment, please ensure you meet the following basic requirements:

  • You must be above 18 years of age
  • You must be a Resident Indian with an active Savings Account
  • Your registered email ID or mobile number should be handy and available for validation

Documents Required to Update Email ID in Your Bank Account

Identity Proof

  • Aadhaar Card
  • PAN Card
  • Passport
  • Driving Licence
  • Voter ID

Customer Request Form

  • Fill and sign the Customer Request Form at the branch to update your registered email ID at the bank branch.

Self-Attested Document Copy

  • Submit a self-attested photocopy of the identity proof along with the request form.

Frequently Asked Questions

Contactless Card is a fast and convenient way to pay for everyday purchases. It is a secure, contactless chip technology designed to help you spend less time at the cash register and give you the freedom to do the things that matter most to you. HDFC Bank’s contactless Prepaid card is a CHIP enabled radio frequency antenna embedded Prepaid card. 

Can I set my own Limit? Payment through the contactless mode is allowed for a limit of maximum ₹5000/- for a single transaction in India. For any transaction amount more than ₹5000/- you will be asked to provide your Prepaid Card PIN. This limit is common for all customers and setting up individual limits is not possible. 

Yes, for the merchants not enabled for contactless payment acceptance, you can use this card for a normal dip or swipe transaction. 

No, contactless readers will only communicate with one card at a time. If the shop reader finds more than one contactless card in your wallet or purse, you will be asked to select one card to pay. 

No. Your card must be waved within 4cm of the card reader for more than half a second, and the retailer must have first entered the amount for you to approve. Terminals can only process one payment transaction at a time, therefore reducing transaction errors. 

For ATM transactions you need to enter the PIN, and for Internet transaction you need to enter your 3D secure PIN and OTP.

Yes, based on the amount of the transaction you will be asked to input your Prepaid Card PIN. If your transaction size is more than ₹5000, you will be asked to Input your Prepaid Card PIN and if the amount size is less than ₹5000, you need not input you Prepaid Card PIN. 

Update Your Email ID in HDFC Bank Account Now!

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