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Make Your Purchases Affordable with SmartEMI Options

Discover if you qualify for HDFC Bank's SmartEMI, designed to spread out your payments seamlessly. Check eligibility criteria and start enjoying flexible repayment plans today to suit your financial needs.

 
Understanding SmartEMI eligibility criteria

All you need to know about the eligibility criteria for SmartEMI

To check if your HDFC Bank Credit Card amount can be converted to SmartEMI, you can  use the following methods:

Online: Instantly check eligible Smart EMI transactions - Click Here

NetBanking: Log in to your NetBanking account and check your SmartEMI eligibility under   Cards - Credit Cards - Transact - SMART EMI . 

PhoneBanking: Our 24x7 PhoneBanking service can guide you through the process to confirm your eligibility.

Call: An HDFC Bank sales executive will contact you on your registered phone number once your eligibility is confirmed. 

SMS: Upon confirmation of eligibility, you will receive an SMS on your registered mobile number with the loan details.

Please note only HDFC Bank Credit Card holders can avail themselves of SmartEMI. 

TERMS & CONDITIONS

Your queries answered

You can check  your SmartEMI eligibility through different modes including online, SMS, call, PhoneBanking, and NetBanking.

To activate SmartEMI with HDFC Bank :

  • Log in to your HDFC Bank NetBanking account
  • Go to the 'Cards' section
  • Select 'Credit Cards', then 'Transact', and choose 'SmartEMI'. 

You can check your eligibility for SmartEMI through various methods, including online, SMS, phone calls, PhoneBanking, and NetBanking. You can also check eligible transactions online through PhoneBanking or by contacting the customer care number specific to your city. For more details, visit here