Effortlessly Manage Your EMI Plans with Comprehensive Documentation
SmartEMI Documentation simplifies the process of understanding and managing your EMI plans with HDFC Bank. Access detailed guidelines, step-by-step instructions, and essential information to ensure a smooth and hassle-free experience. Stay informed and take control of your finances effortlessly.
SmartEMI Documentation online
Since this is a pre-approved loan, no documentation is required.
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Your queries answered
SmartEMI is a pre-approved loan, hence no documentation is required.
The SmartEMI option enables eligible HDFC Bank Credit Card holders to convert their Credit Card spends into EMIs . Here’s a list of purchases that can be converted into SmartEMI:
- Insurance
- Groceries
- Medical
- Petrol
- Utility
- Apparel
- Education
- Electronics
- Travel
Note that purchases of gold or jewellery and cash transactions are not eligible for EMI conversion due to policy guidelines. Additionally, transactions that are 60 days or older cannot be converted into EMIs.
You can convert your HDFC Bank Credit Card spends into SmartEMI, except for transactions below ₹500.